Cabarrus County property record for 9821 John White Rd, Midland, NC 28107
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,062 sqft · built 1993 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,000 (Jan 2005) |
| Tax Bill | $2,493 (2023) |
| Deeds & Mortgages | May 2022 Line of Credit May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5546 52 1469 |
| Primary APN | 5546 52 1469 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 4,628 sqft |
| 1st Floor Area | 1,312 sqft |
| Upper Floors Area | 750 sqft |
| Attic Area | 468 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 218,671 sqft (5.02 acres) |
| Lot Width | 530 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,536 sqft |
| Driveway | Driveway |
| Driveway Area | 6,500 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 456 sqft |
| Deck Area | 182 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 3021942 |
|---|---|
| Old Parcel Number | 55465214570000 |
| Street Address | 9821 JOHN WHITE RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-8771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CR |
| Legal Description | NORTH SIDE JOHN WHITE RD |
| Legal Subdivision | JOHN R BOGER JR ET AL |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 41604 |
Source: Cabarrus County records, as of May 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 160, MIDLAND, NC 28107-0160 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| May 1, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2005 · Amount on Record |
| Deed Sale | Jan 12, 2005 · Amount on Record |
| Deed Document Number | 0005750118 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 9821 JOHN WHITE RD, MIDLAND, NC 28107-8771 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9821 JOHN WHITE RD, MIDLAND, NC 28107-8771 |
| Document Number | 0016024173 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 16024/173 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 19, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 9821 JOHN WHITE RD, MIDLAND, NC 28107-8771 |
| Document Number | 12476297 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9821 JOHN WHITE RD MIDLAND NC 281078771, MIDLAND, NC 28107-8771 |
| Document Number | 12476297 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 012476/000297 |
| Instrument | 11319 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,493.00 | $296,810 Land $65,430 Building $231,380 | $296,810 Land $65,430 Building $231,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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