Merced County property record for 9820 Ray Ave, Delhi, CA 95315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,319 sqft · built 1993 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Nov 2021) |
| Tax Bill | $4,488 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Nov 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-335-008-000 |
| Primary APN | 009-335-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| Gross Area | 1,791 sqft |
| 1st Floor Area | 1,319 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 114 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 009-335-008 |
|---|---|
| Street Address | 9820 RAY AVE |
| City | DELHI |
| State | CA |
| Zip | 95315-9352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ALMOND TREE EST #3 LOT 163 |
| Legal Subdivision | ALMOND TREE ESTATE |
| Legal Lot Number | 163 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LIVINGSTON-DELHI |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 205 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Nov 19, 2021 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Nov 19, 2021 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 9, 2019 | Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | Sep 9, 2019 · Amount on Record |
| Deed Document Number | 202151762 |
| Prior Transfer Date | Nov 16, 2021 |
| Prior Transfer Doc | 0000051761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 19, 2021 |
| Property Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Document Number | 0000051760 |
| Map Reference | VOL 42 PG 13-15 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021051760 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 19, 2021 |
| Property Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Document Number | 0000051761 |
| Map Reference | MB 42 PG 13-15 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021051761 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 19, 2021 |
| Property Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Document Number | 0000051762 |
| Map Reference | VOL 42 PG 13-15 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 2021051762 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Document Number | 0000051763 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021051763 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 27, 2021 |
| Property Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Document Number | 0000023989 |
| Map Reference | VOL 42 PG 13-15 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021023989 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Document Number | 0000023990 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021023990 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 9, 2019 |
| Property Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Document Number | 0000028357 |
| Map Reference | VOL 42 PG 13-15 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 2019028357 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE COMPANY MERCED |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9820 RAY AVE, DELHI, CA 95315-9352 |
| Document Number | 0000028358 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 2019028358 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Unified School District | Delhi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $395,086 (+2%) Land $70,357 Building $324,729 | |
| 2025 | $4,488.00 (+9.22%) Homeowner's exemption | $387,340 (+4.04%) Land $68,978 Building $318,362 |
| 2023 | $4,109.00 (+2.7%) Homeowner's exemption | $372,300 Land $66,300 Building $306,000 |
| 2022 | $4,001.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELHI CWD serves 7,784 people · EPA ID CA2410006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
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