9820 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 9820 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property TypeCommercial
Detailsbuilt 1957
Lot Size0.076 acres (3,302 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jan 2003)
Tax Bill$3,925 (2024)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone AE (high risk)
APN10-00098-03-00115

Property Details

APN / Parcel Number

Primary APN10-00098-03-00115
Alternative APN
  • 1000098000300115

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area3,302 sqft (0.076 acres)
Lot Dimensions110 ft deep x 30 ft wide

Location & Zoning

Street Address9820 3RD AVE
CitySTONE HARBOR
StateNJ
Zip08247-1934
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeS
Legal DescriptionL116.01
Legal Block98.3
Legal Lot Number115
JurisdictionCAPE MAY NJ
Township / Civil DivisionSTONE HARBOR
Census Block Group1
Census Block1079
Census Tract20901

Owner

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1112 STONE HARBOR BLVD, STONE HARBOR, NJ 08247-1421
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2003 · Amount on Record
Deed SaleJan 17, 2003 · Amount on Record
Prior SaleMay 9, 2000 · Amount on Record
Deed Book / Page3001 / 62
Last Transfer DateJun 28, 2012
Transfer Doc0000000168
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address9820 3RD AVE, STONE HARBOR, NJ 08247-1934
Document Number0058520827
Book / Page005852 / 000827
Instrument DateMar 16, 2017
Transaction TypeMortgage
Record UpdatedNov 1, 2017
Title CompanyINFINITY TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address1145 W MOUNT VERNON AVE HADDONFIELD NJ 080333060, HADDONFIELD, NJ 08033-3060

Mortgage

Document Number0058520827
DateApr 3, 2017
Book Page005852/000827
Instrument9318
Lender
NameLIBERTY BELL BK
TypeBank
AddressCHERRY HILL, NJ 08003
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityStone Harbor Borough
Unified School DistrictStone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$524,800 (-) Land $405,600 Building $119,200$524,800 (-) Land $405,600 Building $119,200
2025$524,800 (-) Land $405,600 Building $119,200$524,800 (-) Land $405,600 Building $119,200
2024$3,925.00 (+8.1%)
2023$524,800 (-) Land $405,600 Building $119,200$524,800 (-) Land $405,600 Building $119,200
2022$3,631.00 (+5.49%)$524,800 Land $405,600 Building $119,200$524,800 Land $405,600 Building $119,200
2021$3,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,352 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,088 units insured
incl. 736 condo units
Nearby Flood Claims1,478 (1978–2021)
Claims Outside the SFHA13 of 1,478
Most Recent ClaimDec 2021 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 448 claims
  • Severe Coastal Storm, Jan 1992 · 176 claims
  • Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONE HARBOR WATER DEPT
serves 30,850 people · EPA ID NJ0510001
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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