982 Wayside St NW, Cornelia, GA 30531 Property Records

Habersham County property record for 982 Wayside St NW, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,180 sqft · built 1947
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on File
Tax Bill	$2,754 (2026)
Deeds & Mortgages	Mar 2026 Transfer Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087D172`

Property Details

APN / Parcel Number

Primary APN	`087D172`
Alternative APNs	`632644` `397330`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,180 sqft Heated Area
Gross Area	1,716 sqft
1st Floor Area	1,180 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	397330
Street Address	982 WAYSIDE ST NW
City	CORNELIA
State	GA
Zip	30531-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-147 PB 2-18 1345-29
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	4
Census Block	4009
Census Tract	604

Owner

982 Wayside St NW is owned by a company that acquired it in March 2026.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	2630 ALTO MUD CREEK RD, ALTO, GA 30510-3313
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026
Deed Sale	Mar 9, 2026
Prior Sale	Aug 24, 2023 · Amount on File
Deed Book / Page	1425 / 651
Prior Transfer Date	Mar 6, 2026
Prior Transfer Doc	001425/651
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 9, 2026
Property Address	982 WAYSIDE ST NW, CORNELIA, GA 30531-2966
Document Number	001425/651
Book / Page	1425 / 651
Instrument Date	Mar 6, 2026
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 ALTO MUD CREEK RD, ALTO, GA 30510-3313

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 24, 2023
Property Address	982 WAYSIDE ST NW, CORNELIA, GA 30531-2966
Document Number	0001345/29
Book / Page	1345 / 29
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 WAYSIDE ST NW, CORNELIA, GA 30531-2966

Mortgage

Document Number	0000134531
Date	Aug 24, 2023
Instrument	1345/31

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 982 Wayside St NW was $2,754, up 1.3% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,754.00 (+1.25%)	$85,280 (+5.52%) Land $12,000 Building $73,280	$213,200 (+5.52%) Land $30,000 Building $183,200
2025	$2,720.00	$80,817 Land $12,000 Building $68,817	$202,043 Land $30,000 Building $172,043
2023	Homeowner's exemption Senior Citizen's exemption	$38,188 (+13.8%) Land $12,000 Building $26,188	$95,470 (+13.8%) Land $30,000 Building $65,470
2022	Homeowner's exemption Senior Citizen's exemption	$33,556 Land $10,800 Building $22,756	$83,890 Land $27,000 Building $56,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 982 Wayside St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 Wayside St NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: TrailWave.

Nearby Properties on Wayside St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures