982 Wares Cross Rd, Lagrange, GA 30240 Property Records

Troup County property record for 982 Wares Cross Rd, Lagrange, GA 30240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1941
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (Mar 2019)
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0681-000-057`

Property Details

APN / Parcel Number

Primary APN	`0681-000-057`
Alternative APN	`24906`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Heated Area
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2005
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Pole Building Garage
Porch	Covered Porch
Porch Area	368 sqft
Pole Barn	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	24906
Street Address	982 WARES CROSS RD
City	LAGRANGE
State	GA
Zip	30240-6605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-LR
Legal Description	982 WARES CROSS RD/LL-249 TR-2B PB 53 PG 224
Legal Subdivision	WARE
Legal Tract	2B
Legal Lot Number	2B
Jurisdiction	TROUP GA
Township / Civil Division	ABBOTTSFORD
Census Block Group	1
Census Block	1031
Census Tract	960202

Owner

982 Wares Cross Rd is owned and occupied by an individual who acquired it in March 2019.

Source: Troup County records, as of February 23, 2026

Owner of Record	Individual Name on File
Mailing Address	982 WARES CROSS RD, LAGRANGE, GA 30240-6605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLONY BANK
Mar 22, 2019	Grant Deed, Transfer · Conventional with PMI CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Jul 23, 2010 · Amount on File
Deed Document Number	0001968248
Deed Book / Page	1968 / 248
Last Transfer Date	Mar 22, 2019
Transfer Doc	0019680248
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROUP GA
Property Address	982 WARES CROSS RD, LAGRANGE, GA 30240-6605
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 WARES CROSS RD, LAGRANGE, GA 30240-6605

Mortgage

Document Number	002130/400
Date	Oct 21, 2021
Book Page	0000002130/0000000400

Lender

Name	COLONY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TROUP GA
Recording Date	Mar 22, 2019
Property Address	982 WARES CROSS RD, LAGRANGE, GA 30240-6605
Document Number	0019680248
Book / Page	001968 / 000248
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 WARES CROSS RD LAGRANGE GA 302406605, LAGRANGE, GA 30240-6605

Mortgage

Document Number	19680251
Date	Mar 22, 2019
Book Page	001968/000251

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 982 Wares Cross Rd was $1,409 with a homeowner's exemption.

Source: Troup County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Troup County
Unified School District	Troup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00 Homeowner's exemption	$55,468 Land $8,480 Building $46,988	$138,670 Land $21,200 Building $117,470
2023	$1,301.00 (-5.04%) Homeowner's exemption	$49,708 (+1.22%) Land $8,480 Building $41,228	$124,270 (+1.22%) Land $21,200 Building $103,070
2022	$1,370.00 Homeowner's exemption	$49,108 Land $10,200 Building $38,908	$122,770 Land $25,500 Building $97,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 982 Wares Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 Wares Cross Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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