Citrus County property record for 982 W National St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,907 sqft · built 2003 |
| Lot Size | 1.02 acres (44,485 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $163,500 (Aug 2003) |
| Tax Bill | $2,010 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00490-037.0 |
| Primary APN | 19E-18S-18-0110-00490-037.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,907 sqft Living Area |
| 1st Floor Area | 1,907 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 44,485 sqft (1.02 acres) |
| Lot Dimensions | 291 ft deep x 153 ft wide |
| Garage Area | 518 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 429 sqft |
| Deck Area | 272 sqft |
| Patio Area | 272 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2303352 |
|---|---|
| Old Parcel Number | 1818S19E0110004900370 |
| Street Address | 982 W NATIONAL ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR CENTRAL RIDGE RESIDEN |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LT 37 BLK 49 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 36 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 49 |
| Legal Lot Number | 37 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 450703 |
The current owner of 982 W National St bought it in August 2003.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 982 W NATIONAL ST, HERNANDO, FL 34442-4867 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2003 · Amount on File |
| Deed Sale | Aug 6, 2003 · Amount on File |
| Prior Sale | Nov 21, 2002 · Amount on File |
| Deed Document Number | 2003047471 |
| Deed Book / Page | 1628 / 1265 |
| Prior Transfer Date | Aug 5, 2003 |
| Prior Transfer Doc | 0016281265 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 982 W National St was $2,010 with exemptions applied, up 5.7% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,010.00 (+5.68%) Homeowner's exemption Additional exemption filed | $302,829 (-3.2%) Land $31,000 Building $271,829 | $302,829 (-3.2%) Land $31,000 Building $271,829 |
| 2024 | $1,902.00 (+2.7%) Homeowner's exemption Additional exemption filed | $312,830 (+2.05%) Land $29,500 Building $283,330 | $312,830 (+2.05%) Land $29,500 Building $283,330 |
| 2023 | $1,852.00 (+6.93%) Homeowner's exemption Additional exemption filed | $306,555 (+19.54%) Land $25,500 Building $281,055 | $306,555 (+19.54%) Land $25,500 Building $281,055 |
| 2022 | $1,732.00 Homeowner's exemption Additional exemption filed | $256,455 Land $17,250 Building $239,205 | $256,455 Land $17,250 Building $239,205 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 982 W National St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 982 W National St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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