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982 W Cypress Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 982 W Cypress Rd, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 1979
Lot Size0.147 acres (6,400 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Sep 2019)
Tax Bill$6,123 (2025)
Deeds & MortgagesAug 2020 Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN035-351-009-2

Property Details

APN / Parcel Number

Primary APN035-351-009-2
Alternative APN
  • 035-351-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,428 sqft Living Area
Gross Area1,875 sqft
1st Floor Area1,428 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1990
Architectural StyleRanch
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,400 sqft (0.147 acres)
Lot Dimensions100 ft deep x 64 ft wide
Garage TypeAttached
Garage Area447 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address982 W CYPRESS RD
CityOAKLEY
StateCA
Zip94561-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionT04759 L0009 B EX 1/2 MR
Legal SubdivisionSUBDIVISION 4759
Legal Tract04759
Legal Lot Number9
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2022
Census Tract302007

Owner

982 W Cypress Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address982 W CYPRESS RD, OAKLEY, CA 94561-2118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Sep 13, 2019Grant Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Oct 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2019 · Amount on File
Deed SaleSep 13, 2019 · Amount on File
Prior SaleJun 10, 2011 · Amount on File
Deed Document Number2019152045
Prior Transfer DateJun 29, 2016
Prior Transfer Doc0000139888
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address982 W CYPRESS RD, OAKLEY, CA 94561-2118
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000174839
DateAug 18, 2020
Instrument2020-174839
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 13, 2019
Property Address982 W CYPRESS RD, OAKLEY, CA 94561-2118
Document Number0000152045
Map ReferenceMB 219 PG 6
Instrument DateSep 11, 2019
Instrument2019-152045
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address982 W CYPRESS RD, OAKLEY, CA 94561-2118

Mortgage

Document Number0000152046
DateSep 13, 2019
Instrument2019-152046
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address982 W CYPRESS RD, OAKLEY, CA 94561-2118
Document Number0000166029
Instrument DateOct 13, 2018
Transaction TypeMortgage
Record UpdatedOct 30, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1215 S KIHEI ROAD O #631 KIHEI HI 96753, 631, KIHEI, HI 96753

Mortgage

Document Number0000166029
DateOct 19, 2018
Instrument166029
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 982 W Cypress Rd was $6,123.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$474,090 (+2%) Land $206,369 Building $267,721
2025$6,123.00$464,795 Land $202,323 Building $262,472
2023$5,947.00 (+0.81%)$446,748 Land $194,467 Building $252,281
2022$5,899.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 982 W Cypress Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 W Cypress Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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