Ashland County property record for 982 Thomas Dr, Ashland, OH 44805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 1972 |
| Lot Size | 0.351 acres (15,281 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Aug 2023) |
| Tax Bill | $1,824 (2025) |
| Deeds & Mortgages | Mar 2007 Line of Credit Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | P44-051-0-0033-00 |
| Primary APN | P44-051-0-0033-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| Upper Floors Area | 644 sqft |
| Basement Area | 425 sqft |
| Unfinished Basement | 425 sqft |
| Family Room | Family Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Lot Area | 15,281 sqft (0.351 acres) |
| Lot Dimensions | 191 ft deep x 80 ft wide |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 51 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 982 THOMAS DR |
|---|---|
| City | ASHLAND |
| State | OH |
| Zip | 44805-2949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 982 THOMAS DR R=51 LOT 3232 |
| Legal Subdivision | BROADVIEW ACRES DEV |
| Legal Lot Number | 3232 |
| Jurisdiction | ASHLAND OH |
| Township / Civil Division | ASHLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970600 |
982 Thomas Dr is owned and occupied by two individuals who acquired it in November 2023.
Source: Ashland County records, as of February 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 982 THOMAS DR, ASHLAND, OH 44805-2949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 27, 2007 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 20, 2023 | Intrafamily Transfer, Transfer |
| Aug 7, 2023 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on File |
| Deed Sale | Aug 7, 2023 · Amount on File |
| Prior Sale | Jul 14, 2020 · Amount on File |
| Deed Document Number | 20233636 |
| Deed Book / Page | 987 / 1888 |
| Last Transfer Date | Nov 13, 2023 |
| Transfer Doc | 00988/5631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND OH |
| Property Address | 982 THOMAS DR, ASHLAND, OH 44805-2949 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 000544/301 |
|---|---|
| Date | Mar 27, 2007 |
| Book Page | 544/301 |
| Instrument | 200700002159 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 9, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ASHLAND OH |
| Recording Date | Nov 20, 2023 |
| Property Address | 982 THOMAS DR, ASHLAND, OH 44805-2949 |
| Document Number | 00988/5631 |
| Book / Page | 988 / 5631 |
| Map Reference | VOL 10 PG 12A |
| Instrument Date | Nov 13, 2023 |
| Instrument | 202300005470 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 982 THOMAS DR, ASHLAND, OH 44805-2949 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHLAND OH |
| Recording Date | Aug 7, 2023 |
| Property Address | 982 THOMAS DR, ASHLAND, OH 44805-2949 |
| Document Number | 00987/1888 |
| Book / Page | 987 / 1888 |
| Map Reference | VOL 10 PG 12A |
| Instrument Date | Aug 3, 2023 |
| Instrument | 202300003636 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 982 THOMAS DR, ASHLAND, OH 44805-2949 |
| Document Number | 202300003637 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 202300003637 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 982 Thomas Dr was $1,824 with a homeowner's exemption.
Source: Ashland County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashland County |
| Municipality | Ashland City |
| Unified School District | Ashland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,824.00 Homeowner's exemption | $52,840 Land $15,410 Building $37,430 | |
| 2023 | $1,824.00 (+10.01%) | $52,840 (+38.98%) Land $15,410 Building $37,430 | $150,970 Land $44,040 Building $106,930 |
| 2022 | $1,658.00 | $38,020 Land $11,090 Building $26,930 | |
| 2020 | $108,610 Land $31,680 Building $76,930 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 982 Thomas Dr in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2019) |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 982 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND CITY serves 20,648 people · EPA ID OH0300112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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