982 Sumter Rd E, West Palm Beach, FL 33415 Property Records

Palm Beach County property record for 982 Sumter Rd E, West Palm Beach, FL 33415

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 780 sqft · built 1980
Lot Size	0.063 acres (2,723 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2021)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-44-02-14-000-0980`

Property Details

APN / Parcel Number

Primary APN	`00-42-44-02-14-000-0980`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,723 sqft (0.063 acres)
Lot Dimensions	105 ft deep x 26 ft wide

Exterior Amenities

Pool Area	65 sqft
Porch	Finished/Open Porch
Porch Area	180 sqft
Patio Area	162 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	982 SUMTER RD E
City	WEST PALM BEACH
State	FL
Zip	33415-3666
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM
Legal Description	CANNONGATE PL 1A LT 98
Legal Range	42E
Legal Township	44S
Legal Section	02
Legal Subdivision	CANNONGATE PL 1A AS IN
Legal Lot Number	98
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	2
Census Block	2005
Census Tract	3902

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	982 SUMTER RD E, WEST PALM BEACH, FL 33415-3666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Aug 14, 2013 · Amount on Record
Deed Document Number	202170981
Deed Book / Page	32197 / 1445
Prior Transfer Date	Jul 25, 2013
Prior Transfer Doc	0264010282
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 16, 2021
Property Address	982 SUMTER RD E, WEST PALM BEACH, FL 33415-3666
Document Number	0321971445
Book / Page	32197 / 1445
Map Reference	MB 32 PG 139-141
Instrument Date	Feb 4, 2021
Instrument	20210070981
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	TITLEHOST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5396 CANNON WAY, WEST PALM BEACH, FL 33415-3750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 SUMPTER ROAD EAST, WEST PALM BEACH, FL 33415-3666

Mortgage

Document Number	0321971448
Date	Feb 16, 2021
Instrument	32197/1448

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,899.00 (+3.28%) Homeowner's exemption	$190,459 (+5.99%)	$227,667 (+13.17%) Building $227,667
2024	$2,807.00 (+3.05%)
2023	$2,724.00 (+1.26%) Homeowner's exemption	$179,700 (+3%)	$201,166 (+15.3%) Building $201,166
2022	$2,690.00 Homeowner's exemption	$174,466 Building $174,466	$174,466 Building $174,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	205 units insured incl. 177 condo units
Nearby Flood Claims	10 (1982–2012)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Aug 2012 · Hurricane Isaac
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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