Gallia County property record for 982 State Rte 325 S, Thurman, OH 45685
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,346 sqft · built 1963 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jul 2023) |
| Tax Bill | $2,153 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jan 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02600104501 |
| Primary APN | 02600104501 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,346 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 630 sqft |
| Finished Basement | 630 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Above Road/Slope |
| View / Lot | High Traffic Area |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 264 sqft |
| Patio Area | 54 sqft |
| Canopy | 318 sqft |
| Lean-To | 640 sqft |
| Pole Barn | 320 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 982 STATE ROUTE 325 S |
|---|---|
| City | THURMAN |
| State | OH |
| Zip | 45685-9334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S E COR N W 1/4 S E 1/4 V642 P277 |
| Legal Range | 16 |
| Legal Township | 06 |
| Legal Section | 27 |
| Jurisdiction | GALLIA OH |
| Township / Civil Division | RACCOON |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 953700 |
982 State Rte 325 S is owned and occupied by an individual who bought it in July 2023.
Source: Gallia County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 982 STATE ROUTE 325 S, THURMAN, OH 45685-9334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 8, 2020 | Intrafamily Transfer, Transfer |
| Sep 23, 2019 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on File |
| Deed Sale | Jul 21, 2023 · Amount on File |
| Deed Document Number | 20231928 |
| Deed Book / Page | 706 / 326 |
| Prior Transfer Date | Jan 7, 2020 |
| Prior Transfer Doc | 642/277 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Jul 21, 2023 |
| Property Address | 982 STATE ROUTE 325 S, THURMAN, OH 45685-9334 |
| Document Number | 000706/326 |
| Book / Page | 706 / 326 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 23-00001928 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | BEST TITLE AGENCY, BESTITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 982 STATE ROUTE 325 S, THURMAN, OH 45685-9334 |
| Document Number | 0000706329 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 706/329 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Jan 8, 2020 |
| Property Address | 982 STATE ROUTE 325 S, THURMAN, OH 45685-9334 |
| Document Number | 642/277 |
| Book / Page | 642 / 277 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 20-0064 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2080 LITTLE BULLSKIN RD, PATRIOT, OH 45658-9054 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Sep 23, 2019 |
| Property Address | 982 STATE ROUTE 325 S, THURMAN, OH 45685-9334 |
| Document Number | 637/320 |
| Book / Page | 637 / 320 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 19-2514 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 982 STATE ROUTE 325 S, THURMAN, OH 45685-9334 |
The 2025 property tax bill for 982 State Rte 325 S was $2,153 with exemptions applied.
Source: Gallia County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Gallia County |
| County Subdivision | Raccoon Township |
| Municipality | Rio Grande Village |
| Unified School District | Gallipolis City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,153.00 | $64,930 Land $13,650 Building $51,280 | |
| 2024 | $185,520 (-) Land $39,000 Building $146,520 | ||
| 2023 | $2,399.00 (+42.04%) Homeowner's exemption Widower's exemption | $64,930 (+18.66%) Land $13,650 Building $51,280 | $185,520 Land $39,000 Building $146,520 |
| 2022 | $1,689.00 | $54,720 Land $11,550 Building $43,170 | |
| 2020 | $156,330 Land $33,000 Building $123,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 982 State Rte 325 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 982 State Rte 325 S is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIO GRANDE private · serves 830 people · EPA ID OH2700316 |
|---|---|
| Water Source | Purchased groundwater from GALLIA CO RURAL WATER ASSOCIATION |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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