Barbour County property record for 982 S Main St, Philippi, WV 26416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,264 sqft · built 1906 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $120 (2025) |
| Deeds & Mortgages | Mar 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-0010.0000 |
| Primary APN | 08-12-0010.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 174 ft deep x 70 ft wide |
| Terrain | Below Road/Slope |
| Porch | Porch |
| Porch Area | 64 sqft |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00809490 |
|---|---|
| Street Address | 982 S MAIN ST |
| City | PHILIPPI |
| State | WV |
| Zip | 26416-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.26 SUR B & F PIKE |
| Legal Block | F |
| Jurisdiction | BARBOUR WV |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 965600 |
Source: Barbour County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 982 S MAIN ST, PHILIPPI, WV 26416-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000269281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARBOUR WV |
| Property Address | 982 S MAIN ST, PHILIPPI, WV 26416-1637 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2020 |
| Name | Verified Name |
|---|
| Document Number | 431/85 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 431/85 |
| Instrument | 254367 |
| Name | BCBANK INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2030 |
Source: Barbour County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Barbour County |
| Municipality | Philippi City |
| Unified School District | Barbour County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120.00 (-56.83%) Homeowner's exemption | $33,360 (+7.75%) Land $8,340 Building $25,020 | $55,600 (+7.75%) Land $13,900 Building $41,700 |
| 2023 | $278.00 | $30,960 Land $8,340 Building $22,620 | $51,600 Land $13,900 Building $37,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 101 (1985–2026) |
| Claims Outside the SFHA | 8 of 101 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHILIPPI serves 3,544 people · EPA ID WV3300104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Turbidity resolved · Sep 2024 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2024 Sanitary survey deficiency not corrected Dec 2018 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citynet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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