Pueblo County property record for 982 S Harmony Dr, Pueblo, CO 81007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,477 sqft · built 1995 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jan 2020) |
| Tax Bill | $2,129 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 615418020 |
| Primary APN | 615418020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,477 sqft Living Area |
| Gross Area | 2,900 sqft |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 1,230 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.276 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 423 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 312 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 982 S HARMONY DR |
|---|---|
| City | PUEBLO |
| State | CO |
| Zip | 81007-6307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3:RES/2 F |
| Legal Description | LOT 27 BLK 4 TR 348 PUEBLO WEST |
| Legal Subdivision | PUEBLO WEST |
| Legal Tract | 348 |
| Legal Block | 4 |
| Legal Lot Number | 27 |
| Jurisdiction | PUEBLO CO |
| Township / Civil Division | PUEBLO WEST |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 2915 |
982 S Harmony Dr is owned and occupied by two individuals who bought it in January 2020.
Source: Pueblo County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 982 S HARMONY DR, PUEBLO WEST, CO 81007-6307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage RICHARD J HOWLETT ETAL |
| Jan 21, 2020 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Mar 27, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on File |
| Deed Sale | Jan 21, 2020 · Amount on File |
| Prior Sale | Mar 27, 2018 |
| Deed Document Number | 20202166110 |
| Prior Transfer Date | Mar 19, 2018 |
| Prior Transfer Doc | 0002100588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUEBLO CO |
| Recording Date | Jan 7, 2021 |
| Property Address | 982 S HARMONY DR, PUEBLO WEST, CO 81007-6307 |
| Document Number | 0002207706 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2207706 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 982 S HARMONY DR, PUEBLO, CO 81007-6307 |
| Document Number | 0002207707 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 2207707 |
| Name | RICHARD J HOWLETT ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2061 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUEBLO CO |
| Recording Date | Jan 21, 2020 |
| Property Address | 982 S HARMONY DR, PUEBLO WEST, CO 81007-6307 |
| Document Number | 0002166110 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2166110 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount on Record |
|---|---|
| Tax | $23.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 W CAMINO AL CIELO PUEBLO WEST CO 810071938, PUEBLO WEST, CO 81007-1938 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUEBLO CO |
| Recording Date | Mar 27, 2018 |
| Property Address | 982 S HARMONY DR, PUEBLO WEST, CO 81007-6307 |
| Document Number | 0002100588 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 2100588 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 982 S HARMONY DR, PUEBLO, CO 81007-6307 |
| Document Number | 0002100589 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 2100589 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 982 S Harmony Dr was $2,129, up 9.5% from the year before.
Source: Pueblo County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Pueblo County |
| Unified School District | Pueblo County School District 70 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,129.00 (+9.46%) | $20,130 (+3.87%) | $600,178 Land $44,000 Building $556,178 |
| 2024 | $1,945.00 (-1.12%) | $19,380 (-15.99%) Land $2,617 Building $16,763 | |
| 2023 | $1,967.00 (+12.4%) | $23,070 (+32.27%) Land $3,120 Building $19,950 | $344,324 (+37.2%) Land $46,500 Building $297,824 |
| 2022 | $1,750.00 | $17,442 Land $2,050 Building $15,392 | $250,969 Land $29,500 Building $221,469 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 982 S Harmony Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 31, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 982 S Harmony Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PUEBLO WEST MD serves 30,000 people · EPA ID CO0151650 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| SECOM Fixed Wireless · Fiber in parts of the area | 100 / 25 |
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