Shiawassee County property record for 982 S Chestnut St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,500 (Oct 2025) |
| Tax Bill | $2,825 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-80-027-000 |
| Primary APN | 006-80-027-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 60,984 sqft (1.4 acres) |
|---|
| Street Address | 982 S CHESTNUT ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUPERVISOR'S PLAT OWOSSO TWP LOT 27 EX W 137 FT THEREOF EX S 90 FT OF E 160 FT OF LOT 27 |
| Legal Subdivision | SUPERVISORS PLAT |
| Legal Lot Number | 27 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30300 |
Source: Shiawassee County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1505 E GARRISON RD, OWOSSO, MI 48867-9714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 27, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| May 24, 2023 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | Aug 21, 2025 · Amount on Record |
| Deed Document Number | 20253396778 |
| Deed Book / Page | 1332 / 312 |
| Prior Transfer Date | Aug 5, 2025 |
| Prior Transfer Doc | 0013300231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 27, 2025 |
| Property Address | 982 S CHESTNUT ST, OWOSSO, MI 48867-4010 |
| Document Number | 0013320312 |
| Book / Page | 1332 / 312 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 3396778 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,218.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5830 PRATT RD, LAPEER, MI 48446-9601 |
| Name | Verified Name |
|---|---|
| Address | 1505 E GARRISON RD, OWOSSO, MI 48867-9714 |
| Investor | Possibly a Property Investor |
| Document Number | 0003396844 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 3396844 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 0013320378 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 1332/378 |
| Instrument | 3396844 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 24, 2023 |
| Property Address | 982 S CHESTNUT ST, OWOSSO, MI 48867-4010 |
| Document Number | 0013070444 |
| Book / Page | 1307 / 444 |
| Instrument Date | May 19, 2023 |
| Instrument | 3371560 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 ARIEL DR, MOORESVILLE, NC 28117-7110 |
| Name | Verified Name |
|---|---|
| Address | 980 S CHESTNUT ST # 982, 982, OWOSSO, MI 48867-4010 |
| Document Number | 0013070445 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 1307/445 |
| Instrument | 3371561 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,300 (+20.57%) | $160,600 (+20.57%) | |
| 2025 | $2,825.00 (+19.86%) Homeowner's exemption | $66,600 (+4.06%) | $133,200 (+4.06%) |
| 2024 | $2,357.00 (+55.58%) | ||
| 2023 | $1,515.00 Homeowner's exemption Additional exemption filed | $64,000 | $128,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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