982 S 630 W, Payson, UT 84651 Property Records

Utah County property record for 982 S 630 W, Payson, UT 84651

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,221 sqft · built 2003
Lot Size	0.04 acres (1,738 sqft)
Owner	Individual Name on File
Last Sale	$183,900 (Jun 2011)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-863-0020`

Property Details

APN / Parcel Number

Primary APN	`36-863-0020`
Alternative APN	`154323`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
Gross Area	2,855 sqft
1st Floor Area	1,221 sqft
Basement Area	1,214 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	1,738 sqft (0.04 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	117 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	154323
Street Address	982 S 630 W
City	PAYSON
State	UT
Zip	84651-2768
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 20, PLAT C, CHERRY ORCHARD TOWNHOMES PRD SUB AREA 0.040 AC.
Legal Subdivision	CHERRY ORCHARD TOWNHOMES PRD SUB
Legal Lot Number	20
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3002
Census Tract	3403

Owner

982 S 630 W, a townhouse, is owned and occupied by an individual who bought it in June 2011.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	982 S 630 W, PAYSON, UT 84651-2768
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2011 · Amount on File
Deed Sale	Jun 22, 2011 · Amount on File
Prior Sale	Dec 24, 2003
Deed Document Number	201145606
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	982 S 630 W, PAYSON, UT 84651-2768
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111950
Date	Nov 13, 2017
Instrument	111950:2017

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	982 S 630 W, PAYSON, UT 84651-2768
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001562
Date	Jan 5, 2018
Instrument	001562:2018

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	982 S 630 W, PAYSON, UT 84651-2768
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142352
Date	Aug 16, 2021
Instrument	142352:2021

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 982 S 630 W was $2,091, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,115 (-43.98%)	$389,300 (+1.86%) Land $65,300 Building $324,000
2025	$2,091.00 (+0.05%)	$382,200 Land $65,300 Building $316,900	$382,200 Land $65,300 Building $316,900
2024	$2,090.00 (+3.62%)
2023	$2,017.00 (+19.42%)	$205,920	$374,400 Land $56,300 Building $318,100
2022	$1,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 982 S 630 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 S 630 W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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