982 Riverview Rd, Montross, VA 22520 Property Records

Westmoreland County property record for 982 Riverview Rd, Montross, VA 22520

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,592 sqft · built 1965
OwnerIndividual Name on Record
Last Sale$169,000 (Aug 2018)
Tax Bill$1,267 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12C-1-44

Property Details

APN / Parcel Number

Primary APN12C-1-44
Alternative APN
  • 18962

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,592 sqft Living Area
Basement Area400 sqft
Unfinished Basement400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMud Sill
Roof MaterialComposition Shingle
PorchFinished/Screened Porch
Deck Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number18962
Old Parcel Number12C-1-44
Street Address982 RIVERVIEW RD
CityMONTROSS
StateVA
Zip22520-2053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDB
Legal DescriptionR C MORRIS SUB LOTS 44 & 45DB 910 PG 781 R/S
Legal SubdivisionR C MORRIS
Legal Lot Number44-45 45
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1014
Census Tract10200

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address982 RIVERVIEW RD, MONTROSS, VA 22520-2053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2018 · Amount on Record
Deed SaleAug 15, 2018 · Amount on Record
Deed Document Number0000910781
Deed Book / Page910 / 781
Record UpdatedJun 8, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND VA
Recording DateAug 15, 2018
Property Address982 RIVERVIEW RD, MONTROSS, VA 22520-2053
Document Number0009100781
Instrument DateAug 7, 2018
Instrument09100781
Transaction TypeTransfer
Record UpdatedJan 13, 2022
Title CompanyLAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address982 RIVERVIEW RD, MONTROSS, VA 22520-2053

Mortgage

Document Number0009100784
DateAug 15, 2018
Instrument09100784
Lender
NameSUMMIT MORTGAGE CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyWestmoreland County
Unified School DistrictWestmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,267.00 (+9.7%)$186,400 (-) Land $39,200 Building $147,200$186,400 (-) Land $39,200 Building $147,200
2023$1,155.00$186,400 Land $39,200 Building $147,200$186,400 Land $39,200 Building $147,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2003–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRIFTWOOD BEACH
private · serves 125 people · EPA ID VA4193360
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Riverview Rd

Nearby Streets

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