Lake County property record for 982 Ralston St, Gary, IN 46406
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 882 sqft · built 1937 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Company Name on Record |
| Last Sale | $20,000 (Jan 2026) |
| Tax Bill | $435 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-42-0019-0050 |
| Primary APN | 001-25-42-0019-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 882 sqft Living Area |
| Basement Area | 882 sqft |
| Year Built | Built 1937 |
|---|---|
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 001-25-42-0019-0050 |
|---|---|
| Old Parcel Number | 254200190050 |
| Street Address | 982 RALSTON ST |
| City | GARY |
| State | IN |
| Zip | 46406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALDWELL'S 9TH ADD. ALL LOTS 28 & 29 BL.2 |
| Legal Subdivision | CALDWELLS ADD 09 |
| Legal Block | 2 |
| Legal Lot Number | 28,29 29 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10302 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5720 BROWN AVE # B, B, FORT KNOX, KY 40121-2004 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Balloon Mortgage KENTUCKY PRIVATE LENDING LLC |
| Jan 20, 2026 | Warranty Deed, Transfer |
| Dec 1, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage Z&H LLC |
| Jan 20, 2022 | Public Action, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Dec 1, 2022 · Amount on Record |
| Deed Document Number | 2026-502416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 982 RALSTON ST, GARY, IN 46406 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002417 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026-502417 |
| Name | KENTUCKY PRIVATE LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LOUISVILLE, KY 40243 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Jun 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 20, 2026 |
| Property Address | 982 RALSTON ST, GARY, IN 46406 |
| Document Number | 0000002416 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2026-502416 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2743 S HAMLIN AVE, CHICAGO, IL 60623-4516 |
| Name | Verified Name |
|---|---|
| Address | 5720 BROWN AVE # B, B, FORT KNOX, KY 40121-2004 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 1, 2022 |
| Property Address | 982 RALSTON ST, GARY, IN 46406 |
| Document Number | 0000047995 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022-547995 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2743 S HAMLIN AVE, CHICAGO, IL 60623-4516 |
| Document Number | 0000047875 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 2022-547875 |
| Name | Z&H LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Public Action |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 20, 2022 |
| Property Address | 982 RALSTON ST, GARY, IN 46406 |
| Document Number | 0000002512 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022-002512 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3645 FAIRMEADE RD, PASADENA, CA 91107-3015 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,900 (+3.92%) Land $9,500 Building $6,400 | $15,900 (+3.92%) Land $9,500 Building $6,400 | |
| 2024 | $435.00 | $15,300 (+2.68%) Land $9,800 Building $5,500 | $15,300 (+2.68%) Land $9,800 Building $5,500 |
| 2023 | $14,900 (+29.57%) Land $9,800 Building $5,100 | $14,900 (+29.57%) Land $9,800 Building $5,100 | |
| 2022 | $11,500 Land $6,600 Building $4,900 | $11,500 Land $6,600 Building $4,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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