982 Pine Rd, Carlisle, PA 17015 Property Records

Cumberland County property record for 982 Pine Rd, Carlisle, PA 17015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,756 sqft · built 2015
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on Record
Last Sale	$69,900 (Oct 2005)
Tax Bill	$8,280 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-0336-074`

Property Details

APN / Parcel Number

Primary APN	`08-12-0336-074`
Alternative APN	`00505484`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,756 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Lot Area	92,347 sqft (2.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	982 PINE RD
City	CARLISLE
State	PA
Zip	17015-9373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	982 PINE ROAD L-0008 LOT 8 PB 86 PG 56
Legal Subdivision	DENISE MEADOWS
Legal Lot Number	8
Jurisdiction	CUMBERLAND PA
Township / Civil Division	DICKINSON
Census Block Group	1
Census Block	1014
Census Tract	12701

Owner

Source: Cumberland County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	982 PINE RD, CARLISLE, PA 17015-9373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2005 · Amount on Record
Deed Sale	Oct 26, 2005 · Amount on Record
Deed Book / Page	271 / 3054
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Recording Date	Aug 12, 2026
Property Address	982 PINE RD, CARLISLE, PA 17015-9373
Document Number	0000017644
Instrument Date	Jul 21, 2026
Instrument	202617644
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 PINE RD, CARLISLE, PA 17015-9373

Mortgage

Document Number	0000017644,
Date	Aug 12, 2026
Instrument	202617644

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	982 PINE RD, CARLISLE, PA 17015-9373
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 PINE RD, CARLISLE, PA 17015-9373

Mortgage

Document Number	0000006267
Date	Apr 11, 2023
Instrument	202306267

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	CARLISLE, PA 17015

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	982 PINE RD, CARLISLE, PA 17015-9373
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 PINE RD, CARLISLE, PA 17015-9373

Mortgage

Document Number	0000023801
Date	Dec 6, 2023
Instrument	202323801

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cumberland County
County Subdivision	Dickinson Township
Unified School District	Carlisle Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,280.00 (+5.88%)	$389,800 (-) Land $81,800 Building $308,000
2024	$7,820.00	$389,800 Land $81,800 Building $308,000
2010			$389,800 Land $81,800 Building $308,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Flooding Associated With Tropical Depression Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 94% of Pennsylvania
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
PA.net Fixed Wireless · not low latency	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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