982 Odoniel Dr, Lakeland, FL 33809 Property Records

Polk County property record for 982 Odoniel Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 1987
Lot Size	0.918 acres (40,006 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Nov 2024)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-27-17-161101-000040`

Property Details

APN / Parcel Number

Primary APN	`24-27-17-161101-000040`
Alternative APNs	`172724161101000040` `72724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,851 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	40,006 sqft (0.918 acres)
View / Lot	Commercial/Industrial

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	160 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	982 ODONIEL DR
City	LAKELAND
State	FL
Zip	33809-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY OAKS OF LAKELAND ADD PB 77 PG 33 LOT 4
Legal Range	24E
Legal Township	27S
Legal Section	17
Legal Subdivision	COUNTRY OAKS OF LAKELAND ADDITION
Legal Tract	161101
Legal Block	1
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

982 Odoniel Dr is owned and occupied by two individuals who bought it in November 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	202 MARBLE LN, LAKELAND, FL 33809-6124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Mar 26, 2009 · Amount on File
Deed Document Number	2024249076
Deed Book / Page	13318 / 1371
Prior Transfer Date	Dec 8, 2008
Prior Transfer Doc	0000204812
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	982 ODONIEL DR, LAKELAND, FL 33809-2322
Document Number	0106050244
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	982 ODONIEL DR LAKELAND FL 338092322, LAKELAND, FL 33809-2322

Mortgage

Document Number	0106050244
Date	Sep 7, 2018
Book Page	010605/000244
Instrument	190459

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 6, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 982 Odoniel Dr was $2,268 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,498 (-2.38%) Land $50,000 Building $160,498	$210,498 (-2.38%) Land $50,000 Building $160,498
2025	$2,268.00 Homeowner's exemption	$215,639 Land $50,000 Building $165,639	$215,639 Land $50,000 Building $165,639
2023	$1,293.00 (+4.78%) Homeowner's exemption	$100,989 (+3%)	$224,266 (-2.2%) Land $48,000 Building $176,266
2022	$1,234.00 Homeowner's exemption	$98,048	$229,312 Land $40,000 Building $189,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 982 Odoniel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 Odoniel Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20