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982 Oak St, Winnetka, IL 60093 Property Records

Cook County property record for 982 Oak St, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,288 sqft · built 1996
Lot Size0.215 acres (9,350 sqft)
Owner2 Individual Names on File
Last Sale$1,575,000 (Feb 2023)
Tax Bill$30,042 (2023)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-20-214-003

Property Details

APN / Parcel Number

Primary APN05-20-214-003
Alternative APN
  • 05-20-214-003-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,288 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,350 sqft (0.215 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address982 OAK ST
CityWINNETKA
StateIL
Zip60093-2423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13
Legal Range13E
Legal Township42N
Legal Section20
Legal SubdivisionPROVIDENT MUTUAL ASSOCIATION
Legal Block7-12
Legal Lot Number6
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group4
Census Block4001
Census Tract800500

Owner

982 Oak St is owned by two individuals who bought it in February 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1523 W ROSCOE ST, CHICAGO, IL 60657-2091
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2023 · Amount on File
Deed SaleFeb 9, 2023 · Amount on File
Prior SaleAug 22, 2011 · Amount on File
Deed Document Number202310079
Prior Transfer DateOct 27, 1995
Prior Transfer Doc0000000465
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 9, 2023
Property Address982 OAK ST, WINNETKA, IL 60093-2423
Document Number0004010079
Instrument DateFeb 3, 2023
Instrument2304010079
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address982 OAK ST, WINNETKA, IL 60093-2423

Mortgage

Document Number0004010080
DateFeb 9, 2023
Instrument2304010080
Lender
NameMARK E LEVY TRUST
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$163,001 Land $30,388 Building $132,613$1,630,010 Land $303,880 Building $1,326,130
2023$30,042.00 (+6.31%)
2022$28,259.00$132,901 Land $25,712 Building $107,189$1,329,010 Land $257,120 Building $1,071,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 982 Oak St in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 101 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies101 in force
Nearby Flood Claims68 (1987–2022)
Claims Outside the SFHA6 of 68
Most Recent ClaimJul 2022 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Sep 2008 · 8 claims
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 982 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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