Union County property record for 982 N Main St, Union, OR 97883
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,380 sqft · built 1910 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,187 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2019 Line of Credit |
| APN | 04S4018CB 400 |
| Primary APN | 04S4018CB 400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 964 sqft |
| 2nd Floor Area | 416 sqft |
| Upper Floors Area | 416 sqft |
| Year Built | Built 1910 |
|---|---|
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 240 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Account Number | 8090 |
|---|---|
| Street Address | 982 N MAIN ST |
| City | UNION |
| State | OR |
| Zip | 97883-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UN-R;RESIDENTIAL |
| Legal Lot Number | 400 |
| Jurisdiction | UNION OR |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970200 |
Source: Union County assessment roll, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 643, UNION, OR 97883-0643 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE COMPANY |
| May 20, 2019 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Recording Date | Apr 27, 2026 |
| Property Address | 982 MAIN ST, UNION, OR 97883 |
| Document Number | 0000001045 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20261045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000001045, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20261045 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 982 N MAIN ST, UNION, OR 97883-9239 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0020191211 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 20191211 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | LA GRANDE, OR 97850 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Union County |
| Municipality | Union City |
| Unified School District | Union School District 5 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,187.00 (+16.49%) | $83,520 (+3%) Land $28,630 Building $54,890 | $198,560 (+6.89%) Land $69,350 Building $129,210 |
| 2023 | $1,019.00 (+0.59%) | $81,090 (+6.08%) Land $27,790 Building $53,300 | $185,760 (+1.95%) Land $63,390 Building $122,370 |
| 2022 | $1,013.00 | $76,443 Land $26,190 Building $50,253 | $182,200 Land $62,220 Building $119,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (1991–2011) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UNION serves 2,162 people · EPA ID OR4100915 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
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