982 N 7th St, Banning, CA 92220 Property Records

Riverside County property record for 982 N 7th St, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,220 sqft · built 1959
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$169,500 (May 2009)
Tax Bill$2,967 (2025)
Deeds & MortgagesMay 2026 Sale
Oct 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN535-212-001

Property Details

APN / Parcel Number

Primary APN535-212-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,220 sqft Living Area
Gross Area2,755 sqft
1st Floor Area2,220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleTraditional
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address982 N 7TH ST
CityBANNING
StateCA
Zip92220-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPOR LOT 16 AND LOT 15 MB 029/018 FRANCISCAN SUB
Legal SubdivisionFRANCISCAN SUB
Legal Lot Number15
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group1
Census Block1053
Census Tract44104

Owner

982 N 7th St is owned and occupied by an individual who bought it in May 2009.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address982 N 7TH ST, BANNING, CA 92220-2316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Affidavit, Transfer
Oct 25, 2022Intrafamily Transfer, Transfer
May 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2009 · Amount on File
Deed SaleMay 22, 2009 · Amount on File
Prior SaleAug 21, 2008 · Amount on File
Deed Document Number2009260993
Prior Transfer DateSep 8, 1997
Prior Transfer Doc0000329768
Record UpdatedOct 29, 2026

May 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionRIVERSIDE CA
Recording DateMay 1, 2026
Property Address982 N 7TH ST, BANNING, CA 92220-2316
Document Number0000133987
Instrument DateApr 24, 2026
Instrument2026133987
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address982 N 7TH ST, BANNING, CA 92220-2316

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateOct 25, 2022
Property Address982 N 7TH ST, BANNING, CA 92220-2316
Document Number0000442009
Map ReferenceMB 29 PG 18
Instrument DateOct 25, 2022
Instrument2022-0442009
Transaction TypeTransfer
Record UpdatedMay 14, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address982 N 7TH ST, BANNING, CA 92220-2316

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address982 N 7TH ST, BANNING, CA 92220-2316
Document Number0000193978
Instrument DateMay 22, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address982 N 7TH ST BANNING CA 922202316, BANNING, CA 92220-2316

Mortgage

Document Number0000193978
DateMay 31, 2019
Instrument193978
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 982 N 7th St was $2,967, up 2.2% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$222,618 (+2%) Land $39,392 Building $183,226
2025$2,967.00 (+2.17%) Homeowner's exemption$218,254 Land $38,620 Building $179,634
2024$2,904.00 (+0.14%)
2023$2,900.00 (+2.18%) Homeowner's exemption$209,780 Land $37,121 Building $172,659
2022$2,838.00
2021$363,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 982 N 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 N 7th St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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