982 Merganser Ln, Carlsbad, CA 92011 Property Records

San Diego County property record for 982 Merganser Ln, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,642 sqft · built 1999
Lot Size	0.257 acres (11,200 sqft)
Owner	Company Name on File
Last Sale	$925,000 (Feb 2013)
Tax Bill	$12,265 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`215-760-01-00`

Property Details

APN / Parcel Number

Primary APN	`215-760-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,642 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	11,200 sqft (0.257 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	982 MERGANSER LN
City	CARLSBAD
State	CA
Zip	92011-4869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 1 TR 013331
Legal Subdivision	AVIARA PLANNING A
Legal Tract	013331
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	17808

Owner

982 Merganser Ln is owned by a company that acquired it in April 2023 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	982 MERGANSER LN, CARLSBAD, CA 92011-4869
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Intrafamily Transfer, Transfer
Jun 28, 2023	Affidavit of Death of Joint Tenant, Transfer
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2013 · Amount on File
Deed Sale	Feb 28, 2013 · Amount on File
Deed Document Number	2013131152
Last Transfer Date	Apr 18, 2023
Transfer Doc	0000168179
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2023
Property Address	982 MERGANSER LN, CARLSBAD, CA 92011-4869
Document Number	0000168179
Map Reference	MAP 13331
Instrument Date	Apr 18, 2023
Instrument	2023-0168179
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	982 MERGANSER LN, CARLSBAD, CA 92011-4869

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2023
Property Address	982 MERGANSER LN, CARLSBAD, CA 92011-4869
Document Number	0000168178
Map Reference	MAP 13331
Instrument Date	Apr 18, 2023
Instrument	2023-0168178
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 MERGANSER LN, CARLSBAD, CA 92011-4869

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	982 MERGANSER LN, CARLSBAD, CA 92011-4869
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 MERGANSER LN, CARLSBAD, CA 92011-4869

Mortgage

Document Number	0000102680
Date	Feb 10, 2021
Instrument	2021-0102680

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	982 MERGANSER LN, CARLSBAD, CA 92011-4869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000474209
Date	Oct 21, 2019
Instrument	2019-0474209

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	982 MERGANSER LN, CARLSBAD, CA 92011-4869
Document Number	0000572400
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 MERGANSER LN CARLSBAD CA 920114869, CARLSBAD, CA 92011-4869

Mortgage

Document Number	0000572400
Date	Dec 8, 2017
Instrument	572400

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 982 Merganser Ln was $12,265 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,154,937 (+2%) Land $374,643 Building $780,294
2025	$12,265.00 Homeowner's exemption	$1,132,293 Land $367,298 Building $764,995
2023	$11,856.00 (+1.57%) Homeowner's exemption	$1,094,828 (+2%) Land $353,037 Building $741,791
2022	$11,673.00 Homeowner's exemption	$1,073,362 Land $346,115 Building $727,247

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 982 Merganser Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 Merganser Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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