982 McNeil Rd, Lansing, NC 28643 Property Records

Ashe County property record for 982 McNeil Rd, Lansing, NC 28643

Property Summary

Property Type	Mobile Home
Details	1,792 sqft · built 2005
Lot Size	0.895 acres (38,986 sqft)
Owner	Individual Name on File
Tax Bill	$904 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`02215-072`

Property Details

APN / Parcel Number

Primary APN	`02215-072`
Alternative APN	`22253`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,792 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Lot Area	38,986 sqft (0.895 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	22253
Street Address	982 MCNEIL RD
City	LANSING
State	NC
Zip	28643-8309
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	.895 A (ADJ PER 229 552) ADJ SMITH MCNEILL RT 1642
Jurisdiction	ASHE NC
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1006
Census Tract	970502

Owner

Source: Ashe County assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	982 MCNEIL RD, LANSING, NC 28643-8309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	982 MCNEIL RD, LANSING, NC 28643-8309
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 MCNEIL RD, LANSING, NC 28643-8309

Mortgage

Document Number	00523/2370
Date	Feb 26, 2021
Book Page	523/2370
Instrument	1140

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	982 MCNEIL RD, LANSING, NC 28643-8309
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00513/1805
Date	Jun 29, 2020
Book Page	513/1805
Instrument	2891

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$904.00 (+3.55%)	$154,900 (-) Land $19,300 Building $135,600	$154,900 (-) Land $19,300 Building $135,600
2023	$873.00 (+12.94%)	$154,900 (+56.46%) Land $19,300 Building $135,600	$154,900 (+56.46%) Land $19,300 Building $135,600
2022	$773.00	$99,000 Land $20,000 Building $79,000	$99,000 Land $20,000 Building $79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2024)
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000
Optimum Communications Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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