982 Main St, Sanibel, FL 33957 Property Records

Lee County property record for 982 Main St, Sanibel, FL 33957

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,664 sqft · built 1974
Lot Size	0.286 acres (12,458 sqft)
Owner	Company Name on Record
Last Sale	$465,000 (Sep 2017)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`19-46-23-T4-00906.0010`

Property Details

APN / Parcel Number

Primary APN	`19-46-23-T4-00906.0010`
Alternative APNs	`231946T4009060010` `10125453`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	4 Units
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	832 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Porch	Stoop
Deck Area	Deck Area
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10125453
Street Address	982 MAIN ST
City	SANIBEL
State	FL
Zip	33957-4506
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SANIBEL CENTER BLK 6 PB 7 PG 62 LOTS 1 + 2
Legal Range	23E
Legal Township	46S
Legal Section	19
Legal Subdivision	SANIBEL CENTER PERIWINKLE WAY
Legal Tract	T4
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	2
Census Block	2004
Census Tract	80204

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 718, CAPTIVA, FL 33924-0718
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	Jul 6, 2015 · Amount on Record
Deed Document Number	2017196125
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 20, 2017
Property Address	982 MAIN ST, SANIBEL, FL 33957-4506
Document Number	0000196125
Instrument Date	Sep 19, 2017
Instrument	196125
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	COASTAL TITLE, COASTAL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$3,255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16760 CAPTIVA DR CAPTIVA FL 33924, CAPTIVA, FL 33924

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Sanibel City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,569 (+1%)	$234,960 (+11.13%) Land $232,264 Building $2,696
2025	$4,029.00 (-19.27%)	$211,426 (-27.44%) Land $208,659 Building $2,767	$211,426 (-27.44%) Land $208,659 Building $2,767
2023	$4,991.00 (-21.53%)	$291,389 (-39.76%) Land $291,379 Building $10	$291,389 (-39.76%) Land $291,379 Building $10
2022	$6,360.00	$483,734 Land $209,324 Building $274,410	$483,734 Land $209,324 Building $274,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 410 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 in force
Nearby Flood Claims	602 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 76 claims Hurricane Ian, Oct 2022 · 195 claims Hurricane Ian, Oct 2022 · 188 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20