982 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 982 Main St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,564 sqft · built 1953
Lot Size	0.24 acres (10,436 sqft)
Owner	Trust Name on Record
Last Sale	$490,000 (May 2004)
Tax Bill	$114 (2025)
Deeds & Mortgages	Mar 2021 Refinance Apr 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:9E B:3812`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9E B:3812`
Alternative APNs	`M:00009E B:03812-00000` `2555`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area
Gross Area	4,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,436 sqft (0.24 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2555
Street Address	982 MAIN ST
City	CONCORD
State	MA
Zip	01742-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Subdivision	CONCORD
Legal Block	3812
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3001
Census Tract	361100

Owner

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	982 MAIN ST, CONCORD, MA 01742-3206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Apr 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Feb 12, 2021	Warranty Deed, Transfer
Jan 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2004 · Amount on Record
Deed Sale	May 4, 2004 · Amount on Record
Prior Sale	Aug 15, 1996 · Amount on Record
Deed Book / Page	42696 / 444
Transfer Doc	57427-259
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	982 MAIN ST, CONCORD, MA 01742-3206
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077170-329
Date	Mar 9, 2021
Book Page	77170/329
Instrument	51932

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	982 MAIN ST, CONCORD, MA 01742-3206
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077543-316
Date	Apr 16, 2021
Book Page	77543/316
Instrument	87340

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2061

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	982 MAIN ST, CONCORD, MA 01742-3206
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082671-437
Date	Apr 17, 2024
Book Page	82671/437
Instrument	38043

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2064

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD MA
Recording Date	Feb 12, 2021
Property Address	982 MAIN ST, CONCORD, MA 01742-3206
Document Number	076959-484
Book / Page	76959 / 484
Instrument Date	Feb 11, 2021
Instrument	33432
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 MAIN ST, CONCORD, MA 01742-3206

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD MA
Recording Date	Jan 6, 2021
Property Address	982 MAIN ST, CONCORD, MA 01742-3206
Document Number	76629-465
Book / Page	76629 / 465
Instrument Date	Dec 14, 2020
Instrument	2849
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 MAIN ST, CONCORD, MA 01742-3206

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$114.00 (-98.99%)	$863,000 (-) Land $420,700 Building $442,300	$850,725
2024	$11,331.00	$863,000 Land $420,700 Building $442,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	15 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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