Ramsey County property record for 982 Laurel Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,233 sqft · built 1908 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Aug 2013) |
| Tax Bill | $10,198 (2023) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-23-23-0001 |
| Primary APN | 02-28-23-23-0001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,233 sqft Living Area |
| 1st Floor Area | 1,489 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 982 LAUREL AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-6536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | SUMMIT PARK ADDITION TO,ST. PA E 1O FT OF LOT 2 AND ALL OF LOT 1 BLK 31 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 02 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 1 |
| Legal Subdivision | PARK ADDITION |
| Legal Block | 31 |
| Legal Lot Number | 1-2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 42900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 982 LAUREL AVE, SAINT PAUL, MN 55104-6536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2013 · Amount on Record |
| Deed Sale | Aug 2, 2013 · Amount on Record |
| Deed Document Number | 4415650 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 982 LAUREL AVE, SAINT PAUL, MN 55104-6536 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0A04885963 |
|---|---|
| Date | May 25, 2021 |
| Instrument | A04885963 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Mar 1, 2036 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $10,198.00 | $680,700 Land $224,600 Building $456,100 | $680,700 Land $224,600 Building $456,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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