982 Jessamine Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 982 Jessamine Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 965 sqft · built 1894
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Nov 2022)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-21-0193`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-21-0193`
Alternative APNs	`8216535` `247896`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	965 sqft Living Area
1st Floor Area	641 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Family Room	Family Room

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	247896
Street Address	982 JESSAMINE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVILLE HEIGHTS LOT 5 BLK 14
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	14
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2014
Census Tract	31100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	982 JESSAMINE AVE E, SAINT PAUL, MN 55106-2640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · Loan Assumption WINGS FINANCIAL CU
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	May 8, 2003 · Amount on Record
Deed Document Number	20224971189
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 15, 2022
Property Address	982 JESSAMINE AVE E, SAINT PAUL, MN 55106-2640
Document Number	0A04971189
Instrument Date	Nov 14, 2022
Instrument	A04971189
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 JESSAMINE AVE E, SAINT PAUL, MN 55106-2640

Mortgage

Document Number	0A04971190
Date	Nov 15, 2022
Instrument	A04971190

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%
Type Change Date	Dec 1, 2032
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	982 JESSAMINE AVE E, SAINT PAUL, MN 55106-2640
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04869479
Date	Mar 11, 2021
Instrument	A04869479

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,700 (+6.99%) Land $25,000 Building $236,700	$261,700 (+6.99%) Land $25,000 Building $236,700
2025	$3,888.00 (+23.66%)
2023	$3,144.00 Homeowner's exemption	$244,600 Land $20,000 Building $224,600	$244,600 Land $20,000 Building $224,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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