982 Hillside Rd, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 982 Hillside Rd, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,091 sqft · built 2002
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Last Sale	$242,050 (May 2019)
Tax Bill	$10,234 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02608-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`19-02608-0000-00001-02`
Alternative APNs	`19026080000000010002` `07005082` `4822`

Interior

Stories	2 Stories
Building Area	2,091 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Lot Area	8,799 sqft (0.202 acres)

Location & Zoning

Account Number	4822
Street Address	982 HILLSIDE RD
City	PHILLIPSBURG
State	NJ
Zip	08865-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	TOWN/ PHILLIPSBURG
Legal Block	2608
Legal Lot Number	1.2
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1006
Census Tract	30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

982 Hillside Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	982 HILLSIDE RD, PHILLIPSBURG, NJ 08865-2717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 24, 2019	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Deed Document Number	2019510454
Deed Book / Page	2962 / 317
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	982 HILLSIDE RD, PHILLIPSBURG, NJ 08865-2717
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007275/318
Date	Jan 26, 2022
Book Page	7275/318
Instrument	2022-569754

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	May 24, 2019
Property Address	982 HILLSIDE RD, PHILLIPSBURG, NJ 08865-2717
Document Number	0000510454
Book / Page	002962 / 000317
Instrument Date	May 21, 2019
Instrument	510454
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	KEYSTONE PREMIER SETTLEMENT SE, KEYSTONE PREMIER SETTLEMENT SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 HILLSIDE RD PHILLIPSBURG NJ 088652717, PHILLIPSBURG, NJ 08865-2717

Mortgage

Document Number	510455
Date	May 24, 2019
Book Page	006708/000238
Instrument	510455

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 982 Hillside Rd was $10,234, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,900 (-) Land $35,400 Building $183,500	$218,900 (-) Land $35,400 Building $183,500
2025	$10,234.00 (+2.86%)	$218,900 Land $35,400 Building $183,500	$218,900 Land $35,400 Building $183,500
2024	$9,949.00
2023		$218,900 Land $35,400 Building $183,500	$218,900 Land $35,400 Building $183,500
2022	$9,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 982 Hillside Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1979–2010)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 Hillside Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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