Madera County property record for 982 Highland Rd W, Madera, CA 93636
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,782 sqft · built 2022 |
| Lot Size | 0.223 acres (9,703 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $870,000 (Mar 2025) |
| Tax Bill | $11,664 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-221-015-000 |
| Primary APN | 080-221-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,782 sqft Living Area |
| 1st Floor Area | 2,782 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 9,703 sqft (0.223 acres) |
| Garage Area | 527 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 982 HIGHLAND RD W |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93636-8147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAFAYETTE AT RIVERSTONE 65/56 TR 285 LOT 63 |
| Legal Subdivision | LAFAYETTE AT RIVERSTONE |
| Legal Tract | 285 |
| Legal Lot Number | 63 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | MADERA SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1100 |
982 Highland Rd W is owned and occupied by two individuals who bought it in March 2025.
Source: Madera County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 982 HIGHLAND RD W, MADERA, CA 93636-8147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 22, 2022 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on File |
| Deed Sale | Mar 28, 2025 · Amount on File |
| Prior Sale | Jun 22, 2022 · Amount on File |
| Deed Document Number | 20256329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 982 HIGHLAND RD W, MADERA, CA 93636-8147 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 982 HIGHLAND RD W, MADERA, CA 93636-8147 |
| Document Number | 0000002006 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 2024002006 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Jun 22, 2022 |
| Property Address | 982 HIGHLAND RD W, MADERA, CA 93636-8147 |
| Document Number | 0000016609 |
| Map Reference | MB 65 PG 56-60 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022016609 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 982 HIGHLAND RD W, MADERA, CA 93636-8147 |
| Document Number | 0000016610 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022016610 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | Other |
| Max Rate | 8.37% |
The 2025 property tax bill for 982 Highland Rd W was $11,664.
Source: Madera County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Unified School District | Golden Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $887,400 (+3.55%) Land $134,640 Building $752,760 | |
| 2025 | $11,664.00 Homeowner's exemption | $856,954 Land $132,651 Building $724,303 |
| 2023 | $10,491.00 (+261.01%) Homeowner's exemption | $768,178 Land $127,500 Building $640,678 |
| 2022 | $2,906.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 982 Highland Rd W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 982 Highland Rd W is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERSTONE/ROOTCREEK WATER DISTRICT private · serves 10,276 people · EPA ID CA2010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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