982 Eagle Pt, Lusby, MD 20657 Property Records

Calvert County property record for 982 Eagle Pt, Lusby, MD 20657 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,768 sqft · built 2004
Owner	Individual Name on File
Last Sale	$220,000 (Jun 2013)
Tax Bill	$2,597 (2023)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-104497`

Property Details

APN / Parcel Number

Primary APN	`01-104497`
Alternative APNs	`1104497` `104497`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,768 sqft Total Area
1st Floor Area	884 sqft
Basement Area	462 sqft
Finished Basement	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	104497
Old Parcel Number	1104497
Street Address	982 EAGLE PT
City	LUSBY
State	MD
Zip	20657-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 59 SEC 5H CHES RANCH ESTS
Legal Subdivision	CHES RANCH ESTATES
Legal Block	5H
Legal Lot Number	59
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2005
Census Tract	861004

Owner

Source: Calvert County records · APN 01-104497

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	982 EAGLE PT, LUSBY, MD 20657-3616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2013 · Amount on Record
Deed Sale	Jun 07, 2013 · Amount on Record
Prior Sale	Sep 30, 2004 · Amount on Record
Deed Document Number	132371
Deed Book / Page	4210 / 178
Record Updated	Jun 07, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	982 EAGLE PT, LUSBY, MD 20657-3616
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060350279
Date	Jul 29, 2021
Book Page	6035/279

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Aug 01, 2043

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,597.00 Homeowner's exemption	$250,000 Land $55,200 Building $194,800	$250,000 Land $55,200 Building $194,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force 6 of 6 on primary residences
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.