982 E Desert Cactus Dr, Washington, UT 84780 Property Records

Washington County property record for 982 E Desert Cactus Dr, Washington, UT 84780

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,744 sqft · built 2023
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$411,556 (May 2026)
Tax Bill$1,439 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNW-DERT-1AAND1B-133

Property Details

APN / Parcel Number

Primary APNW-DERT-1AAND1B-133
Alternative APN
  • 1128988

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Roof TypeFlat
Roof MaterialOther
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area441 sqft
PorchOpen Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1128988
Street Address982 E DESERT CACTUS DR
CityWASHINGTON
StateUT
Zip84780-3559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: DESERT RIDGE TH 1A & 1B (SG) LOT: 133
Legal SubdivisionDESERT RIDGE TH 1A & 1B
Legal Lot Number133
JurisdictionWASHINGTON UT
Township / Civil DivisionST. GEORGE
Census Block Group3
Census Block3002
Census Tract270805

Owner

Source: Washington County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address982 E DESERT CACTUS DR, WASHINGTON, UT 84780-3559
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE COMPANY
Jun 22, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026 · Amount on Record
Deed SaleMay 1, 2026 · Amount on Record
Prior SaleJun 22, 2023 · Amount on Record
Deed Document Number202617038
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateMay 1, 2026
Property Address982 E DESERT CACTUS DR, WASHINGTON, UT 84780-3559
Document Number0000017038
Instrument DateMay 1, 2026
Instrument2026.17038
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address982 E DESERT CACTUS DR, WASHINGTON, UT 84780-3559

Mortgage

Document Number0000017047,
DateMay 1, 2026
Instrument2026..17047
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.22%
Max Rate-1%

June 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateJun 22, 2023
Property Address982 E DESERT CACTUS DR, WASHINGTON, UT 84780-3559
Document Number0000018327
Instrument DateJun 21, 2023
Instrument20230018327
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address982 E DESERT CACTUS DR, WASHINGTON, UT 84780-3559

Mortgage

Document Number0000018331
DateJun 22, 2023
Instrument20230018331
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 23, 2025

Property Jurisdictions

TypeName
StateUtah
CountyWashington County
MunicipalityWashington City
Unified School DistrictWashington School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,439.00 (-46.62%)$397,700 (+367.88%) Land $85,000 Building $312,700$397,700 (+367.88%) Land $85,000 Building $312,700
2024$2,696.00 (+376.33%)
2023$566.00$85,000$85,000 Land $85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 49% of Utah
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON CITY
serves 45,865 people · EPA ID UTAH27021
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
InfoWest
Fixed Wireless
200 / 40

May also be available: SC Broadband, Verizon.

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