982 E Bismark St, Hernando, FL 34442 Property Records

Citrus County property record for 982 E Bismark St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,224 sqft Living Area
Lot Size	41,327 sqft (0.948 acres)
Occupancy	Owner Occupied
Last Sale	$186,000 (2020)
Tax Bill	$1,858.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00090-138.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	982 E BISMARK ST, HERNANDO, FL 34442-2876
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Jul 24, 2008 · Amount on Record
Deed Doc Number	2020002166
Deed Book / Page	3031 / 1330
Record Refreshed	Jun 08, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 14, 2020
Property Address	982 E BISMARK ST, HERNANDO, FL 34442-2876
Document Number	0030311330
Book / Page	3031 / 1330
Map Reference	MB 8 PG 5&6
Instrument Date	Jan 10, 2020
Instrument	2020002166
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	LANDCASTLE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8719 W JOYCE LN, 8719, CRYSTAL RIVER, FL 34428-6997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 E BISMARK ST, HERNANDO, FL 34442-2876

Mortgage

Document Number	0030311332
Date	Jan 14, 2020
Instrument	3031/1332

Lender

Name	CENTERSTATE BANK NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00 (+6.29%) Homeowner's exemption Additional exemption filed	$196,426 (-5.21%) Land $27,500 Building $168,926	$196,426 (-5.21%) Land $27,500 Building $168,926
2024	$1,748.00 (+2.82%) Homeowner's exemption Additional exemption filed	$207,232 (+1.79%) Land $26,500 Building $180,732	$207,232 (+1.79%) Land $26,500 Building $180,732
2023	$1,700.00 (+6.85%) Homeowner's exemption Additional exemption filed	$203,580 (+21.5%) Land $24,000 Building $179,580	$203,580 (+21.5%) Land $24,000 Building $179,580
2022	$1,591.00 Homeowner's exemption Additional exemption filed	$167,561 Land $18,000 Building $149,561	$167,561 Land $18,000 Building $149,561

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00090-138.0`
Alternative APNs	`1818S19E0100000901380` `1611610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Living Area
1st Floor	1,224 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Metal Roof
Lot Area	41,327 sqft (0.948 acres)
Depth X Width	417 ft x 100 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Mixed Garage
Garage Area	360 sqft Garage
Carport	Carport
Carport Area	360 sqft Carport

Exterior Amenities

Patio Area	160 sqft Patio
Porch	Open Porch
Porch Area	195 sqft Porch
Pole Structure	140 sqft Pole Structure

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1611610
Old Parcel Number	1818S19E0100000901380
Street Address	982 E BISMARK ST
City	HERNANDO
State	FL
Zip	34442-2876
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 138 BLK 9
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	9
Legal Lot Number	138
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2015
Census Tract	450104