Douglas County property record for 982 Desert Dr, Carson City, NV 89705
| Property Type | Single Family Home |
|---|---|
| Details | 1,444 sqft · built 1997 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,730 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1420-07-813-004 |
| Primary APN | 1420-07-813-004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,444 sqft Living Area |
| Gross Area | 1,905 sqft |
| 1st Floor Area | 1,444 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 000021551090 |
|---|---|
| Street Address | 982 DESERT DR |
| City | CARSON CITY |
| State | NV |
| Zip | 89705-8092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRIDGE HEIGHTS PH 8B LOT 8 BLOCK R |
| Legal Range | 20E |
| Legal Township | 14N |
| Legal Section | 07 |
| Legal Subdivision | SUNRIDGE HEIGHTS PH 8B |
| Legal Block | R |
| Legal Lot Number | 8 |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GENOA-JACKS VALLEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 2100 |
982 Desert Dr is owned and occupied by two individuals.
Source: Douglas County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 982 DESERT DR, CARSON CITY, NV 89705-8092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 982 DESERT DR, CARSON CITY, NV 89705-8092 |
| Document Number | 0000960713 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 982 DESERT DR CARSON CITY NV 897058092, CARSON CITY, NV 89705-8092 |
| Document Number | 0000960713 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 960713 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 26, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 982 DESERT DR, CARSON CITY, NV 89705-8092 |
| Document Number | 0000936774 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 982 DESERT DR CARSON CITY NV 897058092, CARSON CITY, NV 89705-8092 |
| Document Number | 0000936774 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 936774 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2049 |
The 2026 property tax bill for 982 Desert Dr was $2,730, up 3% from the year before.
Source: Douglas County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,730.00 (+2.98%) | $92,026 (-1.35%) Land $40,250 Building $51,776 | |
| 2025 | $2,651.00 | $93,288 Land $40,250 Building $53,038 | $266,537 Land $115,000 Building $151,537 |
| 2023 | $2,499.00 | $90,755 Land $40,250 Building $50,505 | $259,300 Land $115,000 Building $144,300 |
| 2021 | $229,940 Land $100,000 Building $129,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 982 Desert Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 982 Desert Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 64% of Nevada |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILLS GID serves 5,962 people · EPA ID NV0000355 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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