Ramsey County property record for 982 Co Rd B W, Saint Paul, MN 55113
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,400 sqft · built 1955 |
| Lot Size | 0.329 acres (14,345 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,900 (Mar 2019) |
| Tax Bill | $5,316 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-29-23-22-0081 |
| Primary APN | 14-29-23-22-0081 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 700 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 14,345 sqft (0.329 acres) |
| Lot Dimensions | 141 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 640446 |
|---|---|
| Street Address | 982 COUNTY ROAD B W |
| City | SAINT PAUL |
| State | MN |
| Zip | 55113-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGISTERED LAND SURVEY 56 SUBJ TO RD; EX S 145.78 FT, TRACT A |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 14 |
| Legal Subdivision | REGISTERED LAND SURVEY 56 |
| Legal Tract | A |
| Legal Lot Number | A |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ROSEVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41700 |
982 Co Rd B W is owned and occupied by two individuals who bought it in March 2019.
Source: Ramsey County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 982 COUNTY ROAD B W, SAINT PAUL, MN 55113-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI CAMBRIA MTG |
| Mar 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage CAMBRIA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on File |
| Deed Sale | Mar 27, 2019 · Amount on File |
| Deed Document Number | 20192635932 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 982 COUNTY ROAD B W, ROSEVILLE, MN 55113-4405 |
| Document Number | 0002663369 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 982 COUNTY ROAD B W ROSEVILLE MN 551134405, ROSEVILLE, MN 55113-4405 |
| Document Number | 0002663369 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 2663369 |
| Name | CAMBRIA MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 13, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 27, 2019 |
| Property Address | 982 COUNTY ROAD B W, ROSEVILLE, MN 55113-4405 |
| Document Number | 0002635932 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2635932 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $985.66 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 982 COUNTY ROAD B W ROSEVILLE MN 551134405, ROSEVILLE, MN 55113-4405 |
| Document Number | 2635933 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 2635933 |
| Name | CAMBRIA MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2049 |
The 2025 property tax bill for 982 Co Rd B W was $5,316 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Roseville City |
| Unified School District | Roseville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,316.00 Homeowner's exemption | $375,300 Land $94,500 Building $280,800 | $375,300 Land $94,500 Building $280,800 |
| 2023 | $4,466.00 Homeowner's exemption | $342,900 Land $90,300 Building $252,600 | $342,900 Land $90,300 Building $252,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 982 Co Rd B W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 982 Co Rd B W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Roseville serves 35,343 people · EPA ID MN1620013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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