Allegan County property record for 982 Central Ave, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,868 sqft · built 1968 |
| Lot Size | 0.294 acres (12,807 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Oct 2018) |
| Tax Bill | $5,569 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-02-05-178-014 |
| Primary APN | 53-02-05-178-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 1,891 sqft |
| 1st Floor Area | 1,209 sqft |
| Basement Area | 1,209 sqft |
| Unfinished Basement | 1,209 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Lot Area | 12,807 sqft (0.294 acres) |
| Lot Dimensions | 100 ft deep x 128 ft wide |
| Garage Area | 611 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 982 CENTRAL AVE |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-7054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 61 TIMMER-KLEIS SUB, SEC 5 T4N R15W |
| Legal Range | 15W |
| Legal Township | 04N |
| Legal Section | 05 |
| Legal Subdivision | TIMMER-KLEIS |
| Legal Lot Number | 61 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 32200 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 982 CENTRAL AVE, HOLLAND, MI 49423-7054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU |
| Oct 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on Record |
| Deed Sale | Oct 2, 2018 · Amount on Record |
| Prior Sale | Nov 14, 2006 · Amount on Record |
| Deed Book / Page | 4287 / 490 |
| Prior Transfer Date | Aug 1, 2001 |
| Prior Transfer Doc | 2108000117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 982 CENTRAL AVE, HOLLAND, MI 49423-7054 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004498/511 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 4498/511 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Oct 2, 2018 |
| Property Address | 982 CENTRAL AVE, HOLLAND, MI 49423-7054 |
| Document Number | 004287/490 |
| Book / Page | 4287 / 490 |
| Map Reference | LB7 PG43 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,107.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 982 CENTRAL AVE, 982, HOLLAND, MI 49423-7054 |
| Name | Verified Name |
|---|---|
| Address | 465 W 22ND ST, HOLLAND, MI 49423-5900 |
| Document Number | 0004287493 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 4287/493 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,200 (+27.16%) Land $34,100 Building $147,100 | $362,400 (+27.16%) Land $68,200 Building $294,200 | |
| 2025 | $5,569.00 | ||
| 2023 | $142,500 Land $26,200 Building $116,300 | $285,000 Land $52,400 Building $232,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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