Brunswick County property record for 982 Bourne Dr, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,797 sqft · built 2023 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,000 (Apr 2024) |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 227NF017 |
| Primary APN | 227NF017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,797 sqft Heated Area |
| Gross Area | 2,361 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80153540 |
|---|---|
| Street Address | 982 BOURNE DR |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLD |
| Legal Description | L-135 PH-4 CHATHAM GLENN PL-140/87 |
| Legal Subdivision | CHATHAM GLENN SUBDIVISION PHASE 4 |
| Legal Phase | 4 |
| Legal Lot Number | 135 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20508 |
982 Bourne Dr is owned by two individuals who bought it in April 2024.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5822 LAKE RD, GALWAY, NY 12074-2809 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Aug 31, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on File |
| Deed Sale | Apr 29, 2024 · Amount on File |
| Deed Book / Page | 5170 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 29, 2024 |
| Property Address | 982 BOURNE DR, OCEAN ISLE BEACH, NC 28469-1210 |
| Document Number | 0051700164 |
| Book / Page | 5170 / 164 |
| Map Reference | CAB 140 PG 87 |
| Instrument Date | Apr 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $674.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7411 HERSCHEL AVE # AVE2B, AVE2B, LA JOLLA, CA 92037-0015 |
| Name | Verified Name |
|---|---|
| Address | 5822 LAKE RD, GALWAY, NY 12074-2809 |
| Document Number | 0005170167 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 5170/167 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 31, 2023 |
| Property Address | 982 BOURNE DR, OCEAN ISLE BEACH, NC 28469-1210 |
| Document Number | 0050671308 |
| Book / Page | 5067 / 1308 |
| Map Reference | CAB 140 PG 87 |
| Instrument Date | Aug 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $634.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1349 21ST AVE N # N105, N105, MYRTLE BEACH, SC 29577-7404 |
| Name | Verified Name |
|---|---|
| Address | 7411 HERSCHEL AVE UNIT 2B, 2B, LA JOLLA, CA 92037-5106 |
| Document Number | 0050671314 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 5067/1314 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 982 Bourne Dr was $1,353.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,190 (-) Land $45,000 Building $292,190 | $337,190 (-) Land $45,000 Building $292,190 | |
| 2025 | $1,353.00 | $337,190 Land $45,000 Building $292,190 | $337,190 Land $45,000 Building $292,190 |
| 2023 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 982 Bourne Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 73 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 11 (1983–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 982 Bourne Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRUNSWICK COUNTY WATER SYSTEM serves 151,357 people · EPA ID NC0410045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| AT&T Fixed Wireless | 100 / 20 |
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