Monroe County property record for 98162 Windward Ave, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 778 sqft · built 1988 |
| Lot Size | 11.4 acres (500,221 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $77,000 (Aug 1999) |
| Tax Bill | $3,229 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00091104-000400 |
| Primary APN | 00091104-000400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 778 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Lot Area | 500,221 sqft |
| Account Number | 8746211 |
|---|---|
| Old Parcel Number | 06623900091104000400 |
| Street Address | 98162 WINDWARD AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2375 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 9816-2 PHASE C LANDINGS OF LARGO II A TOWNHOME CONDO OR1089-1037/38 OR1591-12R/S OR1591-13AFF OR1597-720R/S |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | LANDINGS LARGO 02 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 97 OLD BRANCH RD, WINGDALE, NY 12594-1214 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 1999 · Amount on Record |
| Deed Sale | Aug 10, 1999 · Amount on Record |
| Prior Sale | May 12, 2004 |
| Deed Document Number | 0015910012 |
| Deed Book / Page | 06623 |
| Last Transfer Date | May 3, 2012 |
| Transfer Doc | 0025680152 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $371,513 (+11.54%) Building $371,513 | $371,513 (+11.54%) Building $371,513 | |
| 2024 | $3,229.00 (+10.77%) | ||
| 2023 | $2,915.00 (+11.26%) | $333,064 (+11.87%) Building $333,064 | $333,064 (+11.87%) Building $333,064 |
| 2022 | $2,620.00 | $297,722 Building $297,722 | $297,722 Building $297,722 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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