9816 E 109th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 9816 E 109th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,691 sqft · built 2004
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2026)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61154-14-07-36610`

Property Details

APN / Parcel Number

Primary APN	`61154-14-07-36610`
Alternative APN	`R61154140736610`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,691 sqft Living Area
Gross Area	3,382 sqft
1st Floor Area	1,691 sqft
Basement Area	1,691 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Garage Type	Attached
Garage Area	456 sqft
Porch	Porch
Porch Area	239 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61154140736610
Street Address	9816 E 109TH ST N
City	OWASSO
State	OK
Zip	74055-6672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 8 BLK 2
Legal Range	14E
Legal Township	21N
Legal Section	07
Legal Subdivision	METRO HEIGHTS II
Legal Block	2
Legal Lot Number	8
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2009
Census Tract	5808

Owner

9816 E 109th St N is owned and occupied by an individual who bought it in June 2026.

Source: Tulsa County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	9816 E 109TH ST N, OWASSO, OK 74055-6672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Aug 2, 2007 · Amount on File
Deed Document Number	202652683
Prior Transfer Date	Sep 6, 2011
Prior Transfer Doc	0000077185
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jun 9, 2026
Property Address	9816 E 109TH ST N, OWASSO, OK 74055-6672
Document Number	0000052683
Instrument Date	Jun 2, 2026
Instrument	202652683
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9816 E 109TH ST N, OWASSO, OK 74055-6672

Mortgage

Document Number	0000052684,
Date	Jun 9, 2026
Instrument	202652684

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000052685,
Date	Jun 9, 2026
Instrument	202652685

Lender

Name	OKLAHOMA HSNG FINANCIAL AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 9816 E 109th St N was $2,483 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,483.00 Homeowner's exemption	$22,035 Land $1,957 Building $20,078	$258,400 Land $22,950 Building $235,450
2023	$2,327.00 (+5.01%)	$21,299 (+5%) Land $1,985 Building $19,314	$246,235 (+31.83%) Land $22,950 Building $223,285
2022	$2,216.00	$20,284 Land $2,492 Building $17,792	$186,778 Land $22,950 Building $163,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9816 E 109th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9816 E 109th St N is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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