9815 Windrow Dr, Indian Trail, NC 28079 Property Records

Union County property record for 9815 Windrow Dr, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,953 sqft · built 1997
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$331,000 (Apr 2010)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-213-117`

Property Details

APN / Parcel Number

Primary APN	`08-213-117`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,953 sqft Living Area
Gross Area	3,619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9815 WINDROW DR
City	INDIAN TRAIL
State	NC
Zip	28079-6555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 FAIR
Legal Description	#43 TALLWOOD ESTATE PHII SEC2 9815 WINDROW DR
Legal Subdivision	TALLWOOD ESTATE
Legal Lot Number	43
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1000
Census Tract	20203

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9815 WINDROW DR, INDIAN TRAIL, NC 28079-6555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHARLOTTE METRO FCU
May 5, 2017	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2010 · Amount on Record
Deed Sale	Apr 30, 2010 · Amount on Record
Prior Sale	Feb 28, 2002 · Amount on Record
Deed Document Number	201010327
Deed Book / Page	5324 / 147
Prior Transfer Date	Dec 5, 2009
Prior Transfer Doc	0005270016
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9815 WINDROW DR, INDIAN TRAIL, NC 28079-6555
Document Number	70211
Book / Page	007021 / 000001
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9815 WINDROW DR INDIAN TRAIL NC 280796555, INDIAN TRAIL, NC 28079-6555

Mortgage

Document Number	70211
Date	Sep 25, 2017
Book Page	007021/000001
Instrument	28098

Lender

Name	CHARLOTTE METRO FCU
Address	CHARLOTTE, NC 28204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9815 WINDROW DR, INDIAN TRAIL, NC 28079-6555
Document Number	6930456
Book / Page	006930 / 000456
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9815 WINDROW DR INDIAN TRAIL NC 280796555, INDIAN TRAIL, NC 28079-6555

Mortgage

Document Number	6930456
Date	May 12, 2017
Book Page	006930/000456
Instrument	13109

Lender

Name	CHARLOTTE METRO CU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 11, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,378.00 (+23.83%)	$661,600 (+59.65%) Land $127,200 Building $534,400	$661,600 (+59.65%) Land $127,200 Building $534,400
2023	$2,728.00	$414,400 Land $87,100 Building $327,300	$414,400 Land $87,100 Building $327,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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