Spokane County property record for 9815 W Trails Rd, Spokane, WA 99224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,642 sqft · built 1992 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Dec 2023) |
| Tax Bill | $4,888 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25181.0202 |
| Primary APN | 25181.0202 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 4,642 sqft Living Area |
| Gross Area | 5,524 sqft |
| 1st Floor Area | 3,550 sqft |
| 2nd Floor Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 435,600 sqft |
| Garage Type | Attached |
| Garage Area | 882 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 336 sqft |
|---|---|
| Canopy | 280 sqft |
| Lean-To | 1,300 sqft |
| Pole Barn | 3,977 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 9815 W TRAILS RD |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99224-9189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | BALMERS GARDEN 1ST B3 EXC ST |
| Legal Subdivision | BALMERS GARDEN |
| Legal Block | 3 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 13700 |
Source: Spokane County records · APN 25181.0202
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9815 W TRAILS RD, SPOKANE, WA 99224-9189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Dec 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Oct 24, 2018 | Deed of Trust, Mortgage LIVE OAK BKG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2023 · Amount on Record |
| Deed Sale | Dec 01, 2023 · Amount on Record |
| Prior Sale | Dec 02, 2022 · Amount on Record |
| Deed Document Number | 20237321789 |
| Prior Transfer Date | Jul 26, 2004 |
| Prior Transfer Doc | 0005106326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 9815 W TRAILS RD, SPOKANE, WA 99224-9189 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|---|
| Address | 12418 W 13TH AVE, AIRWAY HEIGHTS, WA 99001-9023 |
| Document Number | 0007460661 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 7460661 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 01, 2023 |
| Property Address | 9815 W TRAILS RD, SPOKANE, WA 99224-9189 |
| Document Number | 0007321789 |
| Map Reference | VOLQ PG 9 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 7321789 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,143.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13514 W SUNSET HWY # B354, B354, AIRWAY HEIGHTS, WA 99001-9454 |
| Document Number | 0007321790 |
|---|---|
| Date | Dec 01, 2023 |
| Instrument | 7321790 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 02, 2022 |
| Property Address | 9815 W TRAILS RD, SPOKANE, WA 99224-9189 |
| Document Number | 0007256358 |
| Map Reference | VOL Q PG 9 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 7256358 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,965.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9815 W TRAILS RD, SPOKANE, WA 99224-9189 |
| Document Number | 0007256359 |
|---|---|
| Date | Dec 02, 2022 |
| Instrument | 7256359 |
| Name | CELEBRITY HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 9815 W TRAILS RD, SPOKANE, WA 99224-9189 |
| Document Number | 0006754959 |
| Instrument Date | Oct 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9815 W TRAILS RD SPOKANE WA 992249189, SPOKANE, WA 99224-9189 |
| Document Number | 0006754959 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 6754959 |
| Name | LIVE OAK BKG |
|---|---|
| Type | Bank |
| Address | 1741 TIBURON DR, WILMINGTON, NC 28403-6244 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Oct 24, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Great Northern School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,888.00 (-0.16%) | $698,000 (+2.09%) Land $201,000 Building $497,000 | $698,000 (+2.09%) Land $201,000 Building $497,000 |
| 2025 | $4,896.00 (+12.6%) | $683,700 (+4.29%) Land $170,600 Building $513,100 | $683,700 (+4.29%) Land $170,600 Building $513,100 |
| 2024 | $655,600 (+35.65%) Land $155,000 Building $500,600 | $655,600 (+35.65%) Land $155,000 Building $500,600 | |
| 2023 | $4,348.00 (+9.27%) | $483,300 Land $54,000 Building $429,300 | $483,300 Land $54,000 Building $429,300 |
| 2022 | $3,979.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630137002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 86% of the US · above 66% of Washington |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 18 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Concept Communications Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| Northwest Fiber Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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