9815 NE 7th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 9815 NE 7th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,872 sqft · built 1981
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$67,000 (May 2014)
Tax Bill$1,248 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN1-15-37-36-0A00-00025-E000

Property Details

APN / Parcel Number

Primary APN1-15-37-36-0A00-00025-E000
Alternative APN
  • R11537360A0000025E000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,872 sqft Living Area
Gross Area2,160 sqft
1st Floor Area1,872 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
Garage Area180 sqft
CarportCarport
Carport Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9815 NE 7TH ST
CityOKEECHOBEE
StateFL
Zip34974-8232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT OF A SURVEY OF THE WEST 1/2 OF LOT "D" OF TRACT 27 OF AN UNRECORDED PLAT OF STARNES SUBDIVISION, LOT "D" BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SECTION 15, TOWNSHIP 37 SOUTH, RANGE 36 EAST, RUN THENCE
Legal Range36E
Legal Township37S
Legal Section15
Legal SubdivisionSTARNES 27
Legal Tract27
Legal Lot NumberD
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1004
Census Tract910401

Owner

Source: Okeechobee County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9815 NE 7TH ST, OKEECHOBEE, FL 34974-8232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2014 · Amount on Record
Deed SaleMay 22, 2014 · Amount on Record
Prior SaleApr 24, 2014
Deed Document Number20145078
Deed Book / Page746 / 1753
Prior Transfer DateNov 17, 2003
Prior Transfer Doc0517001692
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Recording DateJul 28, 2026
Property Address9815 NE 7TH ST, OKEECHOBEE, FL 34974-8232
Document Number0000008345
Instrument DateJul 23, 2026
Instrument20268345
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9815 NE 7TH ST, OKEECHOBEE, FL 34974-8232

Mortgage

Document Number0000008345,
DateJul 28, 2026
Instrument20268345
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate6.49%
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address9815 NE 7TH ST, OKEECHOBEE, FL 34974-8232
Transaction TypeMortgage
Record UpdatedDec 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9815 NE 7TH ST, OKEECHOBEE, FL 34974-8232

Mortgage

Document Number0000015464
DateNov 30, 2022
Instrument2022015464
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2037

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,248.00 (+10.93%) Homeowner's exemption$79,511 (+5.99%)$224,453 (+2.75%) Land $26,000 Building $198,453
2023$1,125.00 (+11.61%) Homeowner's exemption$75,019 (+3%)$218,453 (+24.84%) Land $20,000 Building $198,453
2022$1,008.00 Homeowner's exemption$72,834$174,983 Land $16,000 Building $158,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2004–2005)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2005 · Hurricane Wilma
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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