9815 Commerce Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 9815 Commerce Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,747 sqft · built 1955
Lot Size0.51 acres (22,216 sqft)
Owner2 Owner Names on File
Tax Bill$2,605 (2024)
Flood ZoneZone X (minimal risk)
APN29-13-07-401-017.000-018

Property Details

APN / Parcel Number

Primary APN29-13-07-401-017.000-018
Alternative APNs
  • 291307401017000034
  • 1713070401017000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,747 sqft Living Area
1st Floor Area1,147 sqft
Basement Area720 sqft
Finished Basement600 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area22,216 sqft (0.51 acres)
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1713070401017000
Old Parcel Number291307401017000034
Street Address9815 COMMERCE DR
CityCARMEL
StateIN
Zip46032-7635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .51, SECTION 7, TOWNSHIP 17, RANGE 3, NORTH AUGUSTA, SECTION 2, LOT 75
Legal Range03
Legal Township17
Legal Section07
Legal SubdivisionNORTH AUGUSTA
Legal Block2
Legal Lot Number75
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2013
Census Tract111103

Owner

The current owner of 9815 Commerce Dr acquired it in March 2010.

Source: Hamilton County records, as of March 5, 2026

Owner of Record2 Owner Names on File
Mailing Address9801 COMMERCE DR, CARMEL, IN 46032-7635

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2006
Deed SaleAug 7, 2006
Prior SaleAug 7, 2006
Deed Document Number0000045804
Last Transfer DateMar 31, 2010
Transfer Doc0000014018
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$145,800 (+11.81%) Land $41,800 Building $104,000$145,800 (+11.81%) Land $41,800 Building $104,000
2024$2,605.00 (-0.88%)$130,400 (-) Land $41,800 Building $88,600$130,400 (-) Land $41,800 Building $88,600
2023$2,628.00 (+0.19%)$130,400 (+2.52%) Land $41,800 Building $88,600$130,400 (+2.52%) Land $41,800 Building $88,600
2022$2,623.00$127,200 Land $33,400 Building $93,800$127,200 Land $33,400 Building $93,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9815 Commerce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9815 Commerce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum, Xiber.

Nearby Properties on Commerce Dr

Nearby Streets

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