9815 Brookside Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 9815 Brookside Ave, Ben Lomond, CA 95005

Property Summary

Property Type	Recreational Vacant Land
Details	2 bd · 3.5 ba · 4,091 sqft · built 1986
Lot Size	1.41 acres (61,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Sep 2021)
Tax Bill	$14,546 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077-051-15`

Property Details

APN / Parcel Number

Primary APN	`077-051-15`
Alternative APN	`077-051-15-000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	4,091 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	61,550 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces
Deck Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9815 BROOKSIDE AVE
City	BEN LOMOND
State	CA
Zip	95005-9458
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Legal Subdivision	PM29 36
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2000
Census Tract	120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9815 BROOKSIDE AVE, BEN LOMOND, CA 95005-9458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Jun 14, 2022	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Sep 28, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Apr 26, 2016 · Amount on Record
Deed Document Number	202149315
Prior Transfer Date	Dec 12, 2006
Prior Transfer Doc	0000074971
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 15, 2022
Property Address	9815 BROOKSIDE AVE, BEN LOMOND, CA 95005-9458
Document Number	0000018177
Map Reference	VOL 29 PG 36
Instrument Date	Jun 6, 2022
Instrument	2022-0018177
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9815 BROOKSIDE AVE, BEN LOMOND, CA 95005-9458

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 14, 2022
Property Address	9815 BROOKSIDE AVE, BEN LOMOND, CA 95005-9458
Document Number	0000018023
Map Reference	VOL 29 PG 36
Instrument Date	Jun 6, 2022
Instrument	2022-0018023
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9815 BROOKSIDE AVE, BEN LOMOND, CA 95005-9458

Mortgage

Document Number	0000018024
Date	Jun 14, 2022
Instrument	2022-0018024

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 28, 2021
Property Address	9815 BROOKSIDE AVE, BEN LOMOND, CA 95005-9458
Document Number	0000049315
Map Reference	VOL 29 PG 36
Instrument Date	Sep 24, 2021
Instrument	2021-0049315
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20370 VIA PIZARRO, YORBA LINDA, CA 92886-3048

Mortgage

Document Number	0000049316
Date	Sep 28, 2021
Instrument	2021-0049316

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	9815 BROOKSIDE AVE, BEN LOMOND, CA 95005-9458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029732
Date	Sep 7, 2017
Instrument	2017-0029732

Lender

Name	LIBERTY BANK
Type	Bank
Address	BOULDER CREEK, CA 95006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,244,797 (+2%) Land $784,763 Building $460,034
2025	$14,546.00 (+3.84%)	$1,220,389 (+4.04%) Land $769,376 Building $451,013
2023	$14,008.00 (+2.38%)	$1,173,000 Land $739,500 Building $433,500	$1,127,520
2022	$13,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	39 (1981–2023)
Claims Outside the SFHA	6 of 39
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 14 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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