9814 Pine Trl, Vancleave, MS 39565 Property Records

Jackson County property record for 9814 Pine Trl, Vancleave, MS 39565

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,332 sqft · built 2007
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Aug 2019 Refinance Jun 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`682.03-00-0021.21`

Property Details

APN / Parcel Number

Primary APN	`682.03-00-0021.21`
Alternative APNs	`06750041.000` `032747`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,332 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	032747
Street Address	9814 PINE TRL
City	VANCLEAVE
State	MS
Zip	39565-4600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 RAMSAY OAKS S/D PB 21-32 DB 1298-237 (21.21 MAP682.03)
Legal Range	08W
Legal Township	06S
Legal Section	03
Legal Subdivision	RAMSAY OAKS
Legal Lot Number	41
Jurisdiction	JACKSON MS
Township / Civil Division	1
Census Block Group	3
Census Block	3016
Census Tract	40206

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jun 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 8, 2025	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
Jul 24, 2024	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
Jan 25, 2016	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 24, 2014	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Sep 30, 2015	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 6, 2012	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2003
Deed Sale	Mar 18, 2003
Deed Document Number	0001298237
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003608/507
Date	Aug 26, 2019
Book Page	3608/507
Instrument	201919605

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003674/600
Date	Jun 1, 2020
Book Page	3674/600
Instrument	202010290

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003765/715
Date	Mar 15, 2021
Book Page	3765/715
Instrument	202106056

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004173/582
Date	Aug 8, 2025
Book Page	4173/582
Instrument	202515122

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	53 Months
Due	Jan 9, 2030

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202413150
Date	Jul 24, 2024
Instrument	202413150

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003332/817
Date	Jan 25, 2016
Book Page	3332/817
Instrument	201601273

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2046

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600

Mortgage

Document Number	003222/832
Date	Jul 24, 2014
Book Page	3222/832
Instrument	201410870

Lender

Name	TRUSTMARK NATIONAL BANK
Address	JACKSON, MS 39205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 11, 2024

Interest

Rate Type	Adjustable Rate

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003309/774
Date	Sep 30, 2015
Book Page	3309/774
Instrument	201515121

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2045

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	9814 PINE TRL, VANCLEAVE, MS 39565-4600
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1141 BAYVIEW AVE SUITE, BILOXI, MS 39530-1631

Mortgage

Document Number	0003090/29
Date	Dec 6, 2012
Book Page	3090/29
Instrument	201220096

Lender

Name	TRUSTMARK NATIONAL BANK
Address	201 COUNTRY PLACE PKWY, PEARL, MS 39208

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,777.00 (+14.89%) Homeowner's exemption	$25,897 (+14.37%) Land $1,520 Building $24,377	$258,967 (+14.36%) Land $15,200 Building $243,767
2024	$2,417.00 (+0.62%) Homeowner's exemption	$22,644 (-) Land $1,481 Building $21,163	$226,440 (-) Land $14,810 Building $211,630
2023	$2,402.00 (+2.61%) Homeowner's exemption	$22,644 (-) Land $1,481 Building $21,163	$226,440 (-) Land $14,810 Building $211,630
2022	$2,341.00 Homeowner's exemption	$22,644 Land $1,481 Building $21,163	$226,440 Land $14,810 Building $211,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 94% of Mississippi
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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