Cook County property record for 9812 S Emerald Ave, Chicago, IL 60628
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 791 sqft · built 1940 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $261,000 (Jul 2022) |
| Tax Bill | $4,028 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-09-124-051 |
| Primary APN | 25-09-124-051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 791 sqft Living Area |
| 1st Floor Area | 791 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,750 sqft (0.086 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 9812 S EMERALD AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60628-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | (EAST) (WASHINGTON) (HEIGHTS) SUB OF WH NW SW SEC 09-37-14 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 09 |
| Legal Subdivision | EAST WASHINGTON HEIGHTS |
| Legal Block | 13 |
| Legal Lot Number | 5,6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 730500 |
9812 S Emerald Ave is owned and occupied by an individual who bought it in July 2022.
Source: Cook County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9812 S EMERALD AVE, CHICAGO, IL 60628-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Aug 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Jul 13, 2022 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Nov 8, 2021 | Deed of Trust, Mortgage · Line of Credit PROVIDENCE BANK & TRUST |
| Jul 20, 2021 | Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Jul 20, 2021 | Special Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on File |
| Deed Sale | Jul 13, 2022 · Amount on File |
| Prior Sale | Jul 20, 2021 · Amount on File |
| Deed Document Number | 202220267 |
| Prior Transfer Date | Sep 17, 2013 |
| Prior Transfer Doc | 0000047033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9812 S EMERALD AVE, CHICAGO, IL 60628-1044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 9812S S EMERALD AVE, CHICAGO, IL 60628-1044 |
| Document Number | 0008724076 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2408724076 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9812 S EMERALD AVE, CHICAGO, IL 60628-1044 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 9812 S EMERALD AVE, CHICAGO, IL 60628-1044 |
| Document Number | 0022913409 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2322913409 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 13, 2022 |
| Property Address | 9812 S EMERALD AVE, CHICAGO, IL 60628-1044 |
| Document Number | 0019420267 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2219420267 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $261.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1941 N KENMORE AVE # AVE2R, 1941, CHICAGO, IL 60614-4925 |
| Name | Verified Name |
|---|---|
| Address | 9812 S EMERALD AVE, CHICAGO, IL 60628-1044 |
| Document Number | 0019420268 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2219420268 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate | 6.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9812 S EMERALD AVE, CHICAGO, IL 60628-1044 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1941 N KENMORE AVE 2R, 2R, CHICAGO, IL 60614-4944 |
| Document Number | 0031204264 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2131204264 |
| Name | PROVIDENCE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SOUTH HOLLAND, IL 60473 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 2 Months |
| Due | Jan 4, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 20, 2021 |
| Property Address | 9812 S EMERALD AVE, CHICAGO, IL 60628-1044 |
| Document Number | 0020120541 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2120120541 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6232 N PULASKI RD, CHICAGO, IL 60646-5132 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 20, 2021 |
| Property Address | 9812 S EMERALD AVE, CHICAGO, IL 60628-1044 |
| Document Number | 0020120542 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2120120542 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 513, CHICAGO, IL 60690-0513 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,001 Land $3,563 Building $16,438 | $200,010 Land $35,630 Building $164,380 | |
| 2024 | $4,028.00 (+100.5%) | ||
| 2023 | $2,009.00 (+2.55%) | ||
| 2022 | $1,959.00 (+2.3%) | $9,499 (-) Land $2,812 Building $6,687 | $94,990 (-) Land $28,120 Building $66,870 |
| 2021 | $1,915.00 | $9,499 Land $2,812 Building $6,687 | $94,990 Land $28,120 Building $66,870 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9812 S Emerald Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (2000–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9812 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 928 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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