Frederick County property record for 9812 Liberty Rd, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,160 sqft · built 1927 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $525,000 (Nov 2021) |
| Tax Bill | $6,495 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-296421 |
| Primary APN | 13-296421 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Attic | Attic |
| Attic Area | 510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 52,708 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 940 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 296421 |
|---|---|
| Street Address | 9812 LIBERTY RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Description | LT 1.215 AC N/S RT. 26 IN MT. PLEASANT |
| Legal Subdivision | MT PLEASANT |
| Legal Block | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 13, MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 751701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9812 Liberty Rd is owner-occupied and held in a trust since September 2024.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU |
| Nov 8, 2021 | Deed, Transfer · Conventional Mortgage UNITED 1ST MORTGAGE CORPORATION |
| Apr 13, 2021 | Deed, Construction Loan · Construction Mortgage ACNB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on File |
| Deed Sale | Nov 8, 2021 · Amount on File |
| Prior Sale | Apr 13, 2021 · Amount on File |
| Deed Book / Page | 15474 / 296 |
| Last Transfer Date | Sep 5, 2024 |
| Transfer Doc | 0170300358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Document Number | 0165710464 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 16571/464 |
| Name | STATE DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 8, 2021 |
| Property Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Document Number | 0154740296 |
| Book / Page | 15474 / 296 |
| Instrument Date | Nov 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | GPN TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Document Number | 0015474301 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 15474/301 |
| Name | UNITED 1ST MORTGAGE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 13, 2021 |
| Property Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Document Number | 0147700063 |
| Book / Page | 14770 / 63 |
| Instrument Date | Mar 12, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 11, 2022 |
| Title Company | EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6110 FIELDCREST DR, FREDERICK, MD 21701-5806 |
| Document Number | 0001477067 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 14770/67 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 9812 Liberty Rd was $6,495 with a homeowner's exemption, up 5.4% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534,333 (+2.88%) | $564,200 (+8.63%) Land $202,900 Building $361,300 | |
| 2025 | $6,495.00 (+5.42%) | $519,400 Land $157,300 Building $362,100 | $519,400 Land $157,300 Building $362,100 |
| 2024 | $6,161.00 (+8.09%) | ||
| 2023 | $5,700.00 | $473,800 | $519,400 Land $157,300 Building $362,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9812 Liberty Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9812 Liberty Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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