Frederick County property record for 9812 Liberty Rd, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,160 sqft · built 1927 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $525,000 (Nov 2021) |
| Tax Bill | $6,495 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-296421 |
| Primary APN | 13-296421 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Attic | Attic |
| Attic Area | 510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 52,708 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 940 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 296421 |
|---|---|
| Street Address | 9812 LIBERTY RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Description | LT 1.215 AC N/S RT. 26 IN MT. PLEASANT |
| Legal Subdivision | MT PLEASANT |
| Legal Block | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 13, MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 751701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU |
| Nov 8, 2021 | Deed, Transfer · Conventional Mortgage UNITED 1ST MORTGAGE CORPORATION |
| Apr 13, 2021 | Deed, Construction Loan · Construction Mortgage ACNB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on Record |
| Deed Sale | Nov 8, 2021 · Amount on Record |
| Prior Sale | Apr 13, 2021 · Amount on Record |
| Deed Book / Page | 15474 / 296 |
| Last Transfer Date | Sep 5, 2024 |
| Transfer Doc | 0170300358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Document Number | 0165710464 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 16571/464 |
| Name | STATE DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 8, 2021 |
| Property Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Document Number | 0154740296 |
| Book / Page | 15474 / 296 |
| Instrument Date | Nov 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | GPN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Document Number | 0015474301 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 15474/301 |
| Name | UNITED 1ST MORTGAGE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 13, 2021 |
| Property Address | 9812 LIBERTY RD, FREDERICK, MD 21701-3366 |
| Document Number | 0147700063 |
| Book / Page | 14770 / 63 |
| Instrument Date | Mar 12, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 11, 2022 |
| Title Company | EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6110 FIELDCREST DR, FREDERICK, MD 21701-5806 |
| Document Number | 0001477067 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 14770/67 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534,333 (+2.88%) | $564,200 (+8.63%) Land $202,900 Building $361,300 | |
| 2025 | $6,495.00 (+5.42%) | $519,400 (+9.62%) Land $157,300 Building $362,100 | $519,400 (-) Land $157,300 Building $362,100 |
| 2024 | $6,161.00 (+8.09%) | ||
| 2023 | $5,700.00 | $473,800 | $519,400 Land $157,300 Building $362,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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