9812 Kendale Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 9812 Kendale Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,160 sqft · built 1989
Lot Size	0.556 acres (24,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,457,500 (Oct 2013)
Tax Bill	$14,824 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-03438900`

Property Details

APN / Parcel Number

Primary APN	`10-03438900`
Alternative APN	`03438900`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,160 sqft Living Area
Gross Area	5,942 sqft
1st Floor Area	2,116 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Wood Shingle
Lot Area	24,204 sqft (0.556 acres)
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Deck Area	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03438900
Street Address	9812 KENDALE RD
City	POTOMAC
State	MD
Zip	20854-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	MCAULEY PARK
Legal Subdivision	MCAULEY PARK
Legal Block	6
Legal Lot Number	42
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	2
Census Block	2003
Census Tract	706005

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9812 KENDALE RD, POTOMAC, MD 20854-4206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2013 · Amount on Record
Deed Sale	Oct 28, 2013 · Amount on Record
Prior Sale	Nov 1, 1999 · Amount on Record
Deed Book / Page	47872 / 1
Last Transfer Date	Aug 1, 2016
Transfer Doc	0532070228
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9812 KENDALE RD, POTOMAC, MD 20854-4206
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	NATIONAL CAPITAL T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9812 KENDALE RD, POTOMAC, MD 20854-4206

Mortgage

Document Number	0613960275
Date	Dec 18, 2020
Book Page	61396/275

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.07%
Index	1-Year LIBOR
Max Rate	8.07%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9812 KENDALE RD, POTOMAC, MD 20854-4206
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9812 KENDALE RD, POTOMAC, MD 20854-4206

Mortgage

Document Number	0625380330
Date	Apr 13, 2021
Book Page	62538/330

Lender

Name	TRUIST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,513,167 (+18.6%)	$1,987,700 (+55.79%) Land $615,900 Building $1,371,800
2025	$14,824.00 (-3.79%)	$1,275,900 (-) Land $615,900 Building $660,000	$1,275,900 (-) Land $615,900 Building $660,000
2024	$15,408.00 (-3.95%)
2023		$1,275,900 Land $615,900 Building $660,000	$1,275,900 Land $615,900 Building $660,000
2022	$16,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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