9812 Geneva Ln, Frederick, MD 21702 Property Records

Frederick County property record for 9812 Geneva Ln, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,740 sqft · built 1965
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$14,000 (Jun 2017)
Tax Bill$6,397 (2025)
Deeds & MortgagesFeb 2024 Transfer
Mar 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-407573

Property Details

APN / Parcel Number

Primary APN20-407573
Alternative APN
  • 407573

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,740 sqft Living Area
1st Floor Area2,740 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area130,680 sqft
Garage TypeDetached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number407573
Street Address9812 GENEVA LN
CityFREDERICK
StateMD
Zip21702-1850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3 ACRES RR N/S WILLIS LANE
Legal SubdivisionFREDERICKTOWNE
JurisdictionFREDERICK MD
Township / Civil Division20, LEWISTOWN
Census Block Group1
Census Block1040
Census Tract751302

Owner

Source: Frederick County records · APN 20-407573

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9812 GENEVA LN, FREDERICK, MD 21702-1850
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Intrafamily Transfer, Transfer
KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC
Mar 29, 2022Deed of Trust, Mortgage · Line of Credit
WOODSBORO BANK
Aug 08, 2023Deed, Transfer · VA Mortgage
INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2017 · Amount on Record
Deed SaleJun 08, 2017 · Amount on Record
Prior SaleMay 09, 2013 · Amount on Record
Deed Document Number201711861-0047
Deed Book / Page11861 / 47
Last Transfer DateFeb 13, 2024
Transfer Doc0167670001
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateFeb 20, 2024
Property Address9812 GENEVA LN, FREDERICK, MD 21702-1850
Document Number0167670001
Book / Page16767 / 1
Instrument DateFeb 13, 2024
Transaction TypeTransfer
Record UpdatedMar 05, 2024
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9812 GENEVA LN, FREDERICK, MD 21702-1850

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9812 GENEVA LN, FREDERICK, MD 21702-1850
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9812 GENEVA LN, FREDERICK, MD 21702-1850

Mortgage

Document Number0158190436
DateMar 29, 2022
Book Page15819/436
Lender
NameWOODSBORO BANK
TypeBank
AddressWOODSBORO, MD 21798
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 08, 2023
Property Address9812 GENEVA LN, FREDERICK, MD 21702-1850
Document Number0165500383
Book / Page16550 / 383
Instrument DateJul 06, 2023
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9812 GENEVA LN, FREDERICK, MD 21702-1850

Mortgage

Document Number0016550390
DateAug 08, 2023
Instrument16550/390
Lender
NameINTEGRITY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term347 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$572,200 (+6.22%)$639,200 (+18.66%) Land $196,500 Building $442,700
2025$6,397.00 (+6.26%) Homeowner's exemption$538,700 (+24.94%) Land $126,000 Building $412,700$538,700 (-) Land $126,000 Building $412,700
2024$6,020.00 (+25.08%)
2023$4,813.00 (+5.29%) Homeowner's exemption$431,167 (+14.25%)$538,700 (+42.74%) Land $126,000 Building $412,700
2022$4,571.00 Homeowner's exemption$377,400 Land $99,500 Building $277,900$377,400 Land $99,500 Building $277,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217513021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2003–2012)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2012 · Hurricane Sandy

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 61 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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