9811 Carpenter Rd, Camden, MI 49232 Property Records

Hillsdale County property record for 9811 Carpenter Rd, Camden, MI 49232

Property Summary

Property Type	Rural Home
Details	1,924 sqft
Lot Size	100 acres (4,356,000 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Dec 2023)
Tax Bill	$6,769 (2021)
Deeds & Mortgages	Dec 2023 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-008-300-004-08-8-3`

Property Details

APN / Parcel Number

Primary APN	`15-008-300-004-08-8-3`

Interior

Stories	2 Stories
Building Area	1,924 sqft Living Area
Gross Area	2,818 sqft
1st Floor Area	2,818 sqft
Basement Area	1,849 sqft
Unfinished Basement	1,849 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	4,356,000 sqft (100 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	9811 CARPENTER RD
City	CAMDEN
State	MI
Zip	49232-9728
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 100 A SW1/4 SEC 8 T8S R3W 100 A M/L SPLIT ON 12/27/2023 INTO 15 008 300 005 08 8 3, 15 008 300 006 08 8 3;
Legal Range	03W
Legal Township	08S
Legal Section	08
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3018
Census Tract	51200

Owner

Source: Hillsdale County assessment roll, APN 15-008-300-004-08-8-3, as of July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9693 CARPENTER RD, CAMDEN, MI 49232-9728
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer NOT AVAILABLE, MIDSTATE TITLE
Jun 16, 2020	Deed of Trust, Mortgage · ARM CENTURY BANK & TRUST
Mar 10, 2017	Intrafamily Transfer, Transfer · Line of Credit CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	2023603543
Deed Book / Page	1863 / 588
Prior Transfer Date	Dec 20, 2023
Prior Transfer Doc	001863/491
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 21, 2023
Property Address	9811 CARPENTER RD, CAMDEN, MI 49232-9728
Document Number	001863/588
Book / Page	1863 / 588
Instrument Date	Dec 21, 2023
Transaction Type	Transfer
Record Updated	Mar 04, 2024
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transaction

Amount	Amount Recorded
Tax	$806.25
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3700 DIMMERS RD, READING, MI 49274-9687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 DIMMERS RD, READING, MI 49274-9885

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9811 CARPENTER RD, CAMDEN, MI 49232-9728
Transaction Type	Mortgage
Record Updated	Jun 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1764/997
Date	Jun 16, 2020
Book Page	1764/997

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	CAMDEN, MI 49232

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2025
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	9.5%

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Mar 10, 2017
Property Address	9811 CARPENTER RD, CAMDEN, MI 49232-9728
Document Number	1649/0911
Book / Page	1649 / 0911
Instrument Date	Feb 21, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$41.25
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9693 CARPENTER RD, 9693, CAMDEN, MI 49232-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9780 CARPENTER RD, CAMDEN, MI 49232-9728

Mortgage

Document Number	16490912
Date	Mar 10, 2017
Instrument	1649/0912

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsdale County assessment roll as of July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Woodbridge Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,369 (+12.18%) Land $325,669 Building $307,700	$1,266,737 (+12.18%) Land $651,338 Building $615,399
2025		$564,598 (+7.09%) Land $280,612 Building $283,986	$1,129,197 (+7.1%) Land $561,225 Building $567,972
2023		$527,200	$1,054,339 Land $363,975 Building $690,364
2021	$6,769.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), as of February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 4 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Defiance Holdings Fixed Wireless	200 / 50
Mercury Broadband Fixed Wireless	150 / 20
DMCI Broadband Fixed Wireless	40 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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