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9810 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 9810 S Prospect Ave, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,139 sqft · built 1888
Lot Size0.356 acres (15,525 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Oct 2019)
Tax Bill$5,288 (2023)
Deeds & MortgagesJul 2026 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-07-218-049

Property Details

APN / Parcel Number

Primary APN25-07-218-049
Alternative APN
  • 25-07-218-049-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,139 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1890
Architectural StyleOld Style
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,525 sqft (0.356 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address9810 S PROSPECT AVE
CityCHICAGO
StateIL
Zip60643-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal Description(HILLIARD) & (DOBBINS)(FIRST) ADD TO WASHINGTON HEIGH TS SUB OF EH OF NE 1/4 OF SEC 7 & NW 1/4 OF SEC 6 EH NE SEC 07-37-14
Legal Range14E
Legal Township37N
Legal Section07
Legal SubdivisionHILLIARD & DOBBINS FIRST
Legal Block6
Legal Lot Number23,24
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1007
Census Tract720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9810 S PROSPECT AVE, CHICAGO, IL 60643-1226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 15, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Oct 30, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2019 · Amount on Record
Deed SaleOct 30, 2019 · Amount on Record
Deed Document Number201955161
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateJul 9, 2026
Property Address9810 S PROSPECT AVE, CHICAGO, IL 60643-1226
Document Number0000002197
Instrument DateJun 30, 2026
Instrument20262197
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9810 S PROSPECT AVE, CHICAGO, IL 60643-1226

Mortgage

Document Number0000002197,
DateJul 9, 2026
Instrument20262197
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate9.5%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9810 S PROSPECT AVE, CHICAGO, IL 60643-1226
Document Number2032507526
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedDec 14, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9810 S PROSPECT AVE CHICAGO IL 606431226, CHICAGO, IL 60643-1226

Mortgage

Document Number2032507526
DateNov 20, 2020
Instrument32507526
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 19, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 30, 2019
Property Address9810 S PROSPECT AVE, CHICAGO, IL 60643-1226
Document Number1930355161
Instrument DateOct 25, 2019
Instrument30355161
Transaction TypeTransfer
Record UpdatedNov 7, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4938 S INDIANA AVE #A CHICAGO IL 606152104, A, CHICAGO, IL 60615-2104

Mortgage

Document Number1930355162
DateOct 30, 2019
Instrument30355162
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 29, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,631 (+30.52%) Land $16,037 Building $16,594$326,310 (+30.52%) Land $160,370 Building $165,940
2023$5,288.00 (+2.54%)
2022$5,157.00 (+2.3%)$25,000 (-) Land $12,753 Building $12,247$250,000 (-) Land $127,530 Building $122,470
2021$5,041.00$25,000 Land $12,753 Building $12,247$250,000 Land $127,530 Building $122,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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